Accurate, Focused Research on Law, Technology and Knowledge Discovery Since 2002

Daily Archives: May 12, 2015

Pew – Checks and Balances 2015 update

“Checking accounts are a vital financial tool, utilized by 9 in 10 American households. This report provides the third annual evaluation of disclosure, overdraft, and dispute resolution policies and practices of 45 of the nation’s 50 largest retail banks, totaling 66 percent of all domestic deposit volume. Pew’s Model Summary Disclosure Box for Checking Accounts served as the template for rating each bank’s disclosure documents to determine best or good practices for overdraft and dispute resolution. Additionally, this report identified trends among the 32 institutions examined in all three Checks and Balances reports to date. To ensure that all checking accounts are safe and transparent, Pew has also developed a set of policy recommendations and urges the Consumer Financial Protection Bureau to incorporate these policies in new rules on overdraft practices and arbitration clauses. Download the full report.”

American Bicyclists 2015 rankings of the most bicycle-friendly states

“Every year, the League ranks all 50 states on their bikeability.  We do this based on a mutli-faceted Bicycle Friendly State questionnaire that is answered by each state’s Bicycle Coordinator. We look at five categories: Legislation & Enforcement, Policies & Programs, Infrastructure & Funding, Education & Encouragement, and Evaluation & Planning. Click here to download… Continue Reading

Insights from Accenture Strategy 2015 U.S. College Graduate Employment Study

“The Accenture Strategy 2015 U.S. College Graduate Employment Study finds that new college graduates are well prepared as they enter the workforce. They’re responding to the growing need for STEM degrees. They’re thinking about potential jobs before choosing a major field of study. They’re pursuing internships and ongoing training opportunities. And colleges are doing their… Continue Reading

Mortgage Borrowing Among Most Creditworthy Abates

Liberty Street Economics – New York Fed – Andrew Haughwout, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw: “Today’s release of the New York Fed’s Quarterly Report on Household Debt and Credit for the first quarter of 2015 reports a flattening in household debt balances. The slow growth in debt balances has left many… Continue Reading

Joint Cmte Report on Risks and Vulnerabilities in EU Financial System

European Banking Authority Report issued May 5, 2015 – completed March 2015 – Joint Committee Report on the Risks and Vulnerabilities in the EU Financial System “Since the August 2014 Joint Committee Report on Risk and Vulnerabilities the risks facing the EU financial system did not substantially change in character, but intensified further. The same… Continue Reading