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Category Archives: Education

Struggling private student loan borrowers are still searching for help

CFPB: “In the years leading up to the financial crisis, many of the same subprime lending practices that led to troubles in the mortgage market also existed in the private student loan market. Like the homeowners who turned to their mortgage servicer to modify their loans but ran into customer service dead ends, lost paperwork and other breakdowns, many private student loan borrowers are looking for a clear path to stay current and avoid default. Today we’re releasing a new report summarizing complaints from private student loan borrowers about difficulties faced when working with a lender or servicer to avoid default. While federal student loans have a number of loan modification options to help borrowers avoid default, private student loan servicers and lenders may not make it easy for borrowers to get help in times of distress, which may have consequences for not only your financial future, but also for the broader economy. For example, our analysis of complaints reveals that many of you tried to find out more information by calling your lender or servicer, but received conflicting or inaccurate information as you were bounced between call center staff. Many of you told us how you were provided no option at all, driving you into default, even though a reduced payment plan might be in the best interest of both you and your lender.”

Preparing Our Communities for Climate Impacts: Recommendations for Federal Action

“The Georgetown Climate Center released 100 recommendations … to improve federal programs that could be used to prepare for climate change. The new report will inform the White House State, Local and Tribal Leaders Task Force on Climate Preparedness and Resilience. The report, Preparing Our Communities for Climate Impacts: Recommendations for Federal Action, draws from a seriesContinue Reading

Pew – Share of Affluent Students Who Borrow for College Doubles

The Changing Profile of Student Borrowers – Biggest Increase in Borrowing Has Been Among More Affluent Students, Richard Fry – October 9, 2014. “In 2012, a record share of the nation’s new college graduates (69%) had taken out student loans to finance their education, and the typical amount they had borrowed was more than twice thatContinue Reading

EPIC Obtains New Documents About Lack of Student Privacy Enforcement

“EPIC has obtained new documents from the Department of Education detailing parent and student complaints about the misuse of education records. The Department released the documents in response to an EPIC Freedom of Information Act request. EPIC is expecting to receive more documents about the agency’s enforcement of the Family Educational Rights and Privacy Act.Continue Reading

Training Students to Extract Value from Big Data

“As the availability of high-throughput data-collection technologies, such as information-sensing mobile devices, remote sensing, internet log records, and wireless sensor networks has grown, science, engineering, and business have rapidly transitioned from striving to develop information from scant data to a situation in which the challenge is now that the amount of information exceeds a human’sContinue Reading

New on LLRX – Student Research Resources Library

Via LLRX.com – Student Research Resources Library – Marcus P. Zillman developed this Student Research Resources Library to provide researchers with a comprehensive listing of reliable topical resources and sites available on the Internet.

Teen Researchers Defend Media Multitasking – WSJ

WSJ.com – Doing Homework With Music, Texts, Tweets Works Better for Some “Some teens doing homework while listening to music and juggling tweets and texts may actually work better that way, according to an intriguing new study performed by two high-school seniors. The Portland, Ore., students were invited to the annual conference of the American Academy ofContinue Reading

CRR’S New Financial Education Website

“Squared Away was created by the Center for Retirement Research at Boston College and funded by a grant from the U.S. Social Security Administration, to provide clear and engaging financial guidance, without any spin or slant, based on the best academic research.” See also WSJ.com – What You Should Know About Social Security – What ‘Full RetirementContinue Reading

Common Core State Standards: Frequently Asked Questions

CRS Report – Common Core State Standards: Frequently Asked Questions. Rebecca R. Skinner, Specialist in Education Policy; Jody Feder, Legislative Attorney. September 15, 2014. “Over the last two decades, there has been interest in developing federal policies that focus on  student outcomes in elementary and secondary education. Perhaps most prominently, the enactment of the No Child Left Behind Act of 2001Continue Reading

Report – 15 Economic Facts About Millenials

The Council of Economic Advisers, October 2014 “Millennials, the cohort of Americans born between 1980 and the mid-2000s, are the largest generation in the U.S., representing one-third of the total U.S. population in 2013. With the first cohort of Millennials only in their early thirties, most members of this generation are at the beginning of their careersContinue Reading

Microsoft and Other Firms Pledge to Protect Student Data – NYT

NATASHA SINGER: “A week after California enacted a landmark law restricting the ways education technology companies can use the information they collect about elementary through high school students, a group of leading industry players is pledging to adopt similar data protections nationwide. The 14 companies include: Microsoft; Houghton Mifflin Harcourt, the educational publishing house; Amplify, a developerContinue Reading

Oral History Interviews – Association for Diplomatic Studies and Trainin

“The more than 1800 oral histories completed over the past quarter century stem from the contributions of many individuals who gladly provided their expertise and numerous insights regarding U.S. diplomatic history and several others who selflessly volunteered their time to help edit the interviews. If you would like to volunteer to be interviewed or helpContinue Reading