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Category Archives: Financial System

Systemically Important or “Too Big to Fail” Financial Institutions

CRS report via FAS – Systemically Important or “Too Big to Fail” Financial Institutions, Marc Labonte, Specialist in Macroeconomic Policy, updated January 4, 2017. “Although “too big to fail” (TBTF) has been a long-standing policy issue, it was highlighted by the financial crisis, when the government intervened to prevent the near-collapse of several large financial… Continue Reading

Schedule of Confirmation Hearings for Trump Cabinet Nominees

Daily Digest Committee Meetings/Hearings Schedule – This document provides a brief description of each committee meeting and hearing scheduled to take place today, and on days thereafter. The time and location of each meeting/hearing is identified. Meetings that have been canceled or postponed are also noted. Related – New York Times – Senate Pushes Hearings… Continue Reading

Too Big to Disclose: Firm Size and Materiality Blindspots in Securities Regulation

Georgiev, George S., Too Big to Disclose: Firm Size and Materiality Blindspots in Securities Regulation (December 13, 2016). UCLA Law Review, Vol. 64, 2017. Available at SSRN: “This Article argues that the securities disclosure regime contains previously unexamined structural deficiencies, which pertain to the information provided by the largest public companies. These deficiencies arise… Continue Reading

Report focuses on debt of older student loan borrowers

CFPB: “Today, we released a report that shows that older Americans now carry an unprecedented amount of student loan debt into retirement. The report shows that over the last decade, the number of older student loan borrowers has quadrupled in the United States. The amount that these borrowers owe has also dramatically increased. Between 2005… Continue Reading

Survey of Business Owners: U.S. Exporting Firms Tables

“This release combines 2012 Survey of Business Owners (SBO) data with the 2012 Profile of U.S. Exporting Companies. This combined data product provides a look at the ownership characteristics (specifically, gender, ethnicity and race) of exporting companies. These data were first produced in 2007.” Continue Reading

Ranks of Super Rich Grew in 2014

WSj via FastCompany – “There’s no need to panic—the rich are doing fine. According to new data from the Internal Revenue Service, income reported on tax returns for the 400 wealthiest individuals rose 20% in 2014, the Wall Street Journal reports. The significant income boost reveals what many of us already suspected: The rich are getting… Continue Reading

24/7 Wall St – The World’s 31 Mega-Cities

“The share of the world’s population living in cities is steadily increasing. A majority of the world’s population has lived in an urban setting since 2007. This trend of urbanization will likely continue — an estimated two of every three people will be living in a city by 2050. To identify the largest cities in… Continue Reading

Updated Household Projections, 2015 – 2035: Methodology and Results

“Using new Census Bureau projections and a revised methodology for predicting headship rates, this paper updates the Harvard University Joint Center for Housing Studies’ (JCHS) household projections for 2015 to 2035. The paper incorporates new population projections from the US Census Bureau that are substantially larger than the Census Bureau’s previous projections.The paper also makes… Continue Reading

Conclusion of Independent Foreclosure Review Payment Agreement

Federal Reserve: “As of January 2017, the Independent Foreclosure Review (IFR) Payment Agreement has concluded. In 2013, fifteen mortgage servicing companies subject to enforcement actions for deficient practices in mortgage loan servicing and foreclosure processing reached an agreement with the Office of the Comptroller of the Currency (OCC) and the Board of Governors of the… Continue Reading

Eurasia Group – Top Risks 2017: The Geopolitical Recession

“This is Eurasia Group’s annual forecast of the political risks that are most likely to play out over the course of the year. This year’s report was published on 3 January, 2017.” Readers may watch the associated video, and read point by point summary. “It’s been six years since we first wrote about the coming… Continue Reading

Gallup’s Top World Findings of 2016

Julie Ray – “In 2016, Gallup published global reports and articles on what people in more than 140 countries are thinking and feeling. Through its World Poll, Gallup systematically tracks and reports on well-being, leadership approval ratings, confidence in national institutions, employment rates and other important issues affecting people’s daily lives. The following list includes… Continue Reading

Pew – Online Shopping and E-Commerce

New technologies are impacting a wide range of Americans’ commercial behaviors, from the way they evaluate products and services to the way they pay for the things they buy: “Americans are incorporating a wide range of digital tools and platforms into their purchasing decisions and buying habits, according to a Pew Research Center survey of… Continue Reading