Accurate, Focused Research on Law, Technology and Knowledge Discovery Since 2002

Category Archives: Housing

First in Freedom Index

John Locke Foundation Report – “Overall, North Carolina ranks 23rd in the nation and 5th among the 12 states of the Southeast. Florida holds the #1 slot on the FFI, followed by Arizona, Indiana, South Dakota, and Georgia. The least-free state is New York, which is joined in the bottom five by New Jersey, California, West Virginia, and Kentucky. North Carolina’s best showing is fiscal policy. Before the 2013 tax reform, North Carolina ranked among the worst states in the nation in tax climate. North Carolina now ranks 16th in the nation in fiscal freedom and 3rd in the Southeast, behind only Florida and Virginia. On educational freedom, North Carolina ranks 18th in the nation and 5th in the Southeast. Strong protections for homeschooling were helpful here, as was the passage of opportunity scholarships in 2013. But North Carolina ranks below the national average in public school choice.  When it comes to regulatory freedom, our state ranks 36th in the nation and 8th out of the 12 Southeastern states. Although North Carolina’s right-to-work law, absence of state-level minimum wages, and recent tort reforms have been helpful, our state has relatively weak protections against eminent domain abuse and relatively strict occupational-licensing laws. The state’s worst showing is in health care freedom, where North Carolina ranks 46th in the nation and dead last in the Southeast. The main culprits are our poor rankings on certificate-of-need laws and state benefit mandates on private health plans. If North Carolina completely abolished its certificate-of-need regulations, our ranking on health care freedom would rise to 25th and our overall FFI ranking would rise to 16th. Adopting the strong land-use and property-rights protections of neighboring South Carolina would raise North Carolina’s regulatory freedom ranking to 16th and our overall FFI ranking to 19th.  If North Carolina matched Colorado in public-school choice, our educational freedom ranking would rise to 13th and our overall FFI ranking to 15th.”

The Geography of Economic Segregation in America’s Metros

“The MPI aims to deepen our understanding of economic prosperity. Housed at the University of Toronto’s Rotman School of Management, MPI’s mission is to develop a new understanding of, and inform, the broader public conversation about shared and sustainable prosperity that should be an essential part of democratic capitalism.” “Americans have become increasingly sorted overContinue Reading

2014 Housing Vacancy Survey Annual Statistics

“These statistics provide vacancy rates, homeownership rates and characteristics of units available for occupancy for the U.S., regions, states and the 75 largest metropolitan statistical areas. Data for all geographies are available both quarterly and annually. Homeownership rates are also tabulated by age of householder for the U.S. and regions and by race/ethnicity of householderContinue Reading

Housing Assistance Matters Initiative

Via the Urban Institute – “Decent and affordable housing has far-reaching consequences for people’s health, quality of life, and access to opportunities, but these consequences are not always well understood. To inform public debate about assisted housing policy and strengthen policy outcomes, Housing Assistance Matters highlights research and analysis about the need for and benefitsContinue Reading

Economic Report of the President 2015

“This morning, the Council of Economic Advisers released the 69th-annual Economic Report of the President, which reviews the United States’ accelerating recovery and ways to further support middle-class families as the recovery continues. The economy is recovering from the Great Recession at an increasing pace, growing at an annual rate of 2.8 percent over the pastContinue Reading

Household Debt Continues Upward Climb While Student Loan Delinquencies Worse

NY Fed news release: “In its Q4 2014 Household Debt and Credit Report, the Federal Reserve Bank of New York announced that outstanding household debt increased $117 billion from the third quarter. The one percent increase puts total household indebtedness at $11.83 trillion as of December 31, 2014. Total debt has gone up $326 billionContinue Reading

The Deserving Poor, the Family, and the U.S. Welfare System

“The Eleventh Annual W. J. Usery Distinguished Lecture on the American Workplace, was held on Wednesday, October 8, 2014, at the Andrew Young School of Policy Studies. Robert Moffitt, the Krieger-Eisenhower Professor of Economics, Johns Hopkins University [presented] “The Deserving Poor, the Family, and the U.S. Welfare System.” Professor Moffitt’s research focuses on applied microeconometricsContinue Reading

Helping Families Involved in the Child Welfare System Achieve Housing Stability

Urban Institute Report – Mary K. Cunningham, Mike Pergamit, Abigail Baum, Jessica Luna. February 11, 2015. “The US Department of Housing and Urban Development (HUD)‘s Family Unification Program (FUP) provides low-income families involved in the child welfare system with housing vouchers. FUP is an important vehicle for understanding three issues: (1) the overlap between the child welfare system,Continue Reading

CFPB Report Highlights Consumer Frustration Around Reverse Mortgages

“Today the Consumer Financial Protection Bureau (CFPB) released a report highlighting the top complaints for reverse mortgages. According to the report, consumers are frustrated with their loan terms, servicer runarounds, and foreclosure problems. To help consumers who already have a reverse mortgage, the CFPB is issuing an advisory with tips on how to plan aheadContinue Reading

GAO Reports – HHS and Programs related to mental illness, Violation of Anti-Lobbying Provision and the Antideficiency Act

HHS Leadership Needed to Coordinate Federal Efforts Related to Serious Mental Illness, GAO-15-113, Published Dec 18, 2014. Publicly Released: Feb 5, 2015: ““Agencies identified 112 federal programs that generally supported individuals with serious mental illness in fiscal year 2013. The majority of these programs addressed broad issues, such as homelessness, that can include individuals withContinue Reading

The US Treasury’s Credit Rating Agency Exercise

The US Treasury’s Credit Rating Agency Exercise – First Steps Out of the Private-Label Securities Desert. Laurie Goodman, Jim Parrott. Feburary 5, 2015. “As part of an effort to revive the moribund private-label securities (PLS) market, the US Treasury Department recently conducted an exercise with the major credit rating agencies. This exercise was intended to boostContinue Reading

2012 Economic Census Geographic Area Series: Real Estate and Rental and Leasing

“This is a series of national-, state-, county-, place-, and metro area-level data files with statistics for all industries in the real estate and rental and leasing sector down to the six-digit NAICS level. These include statistics for real estate, rental and leasing services, and lessors of nonfinancial intangible assets (except copyrighted works). The files provide dataContinue Reading