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Category Archives: Housing

Household Debt Continues Upward Climb While Student Loan Delinquencies Worse

NY Fed news release: “In its Q4 2014 Household Debt and Credit Report, the Federal Reserve Bank of New York announced that outstanding household debt increased $117 billion from the third quarter. The one percent increase puts total household indebtedness at $11.83 trillion as of December 31, 2014. Total debt has gone up $326 billionContinue Reading

The Deserving Poor, the Family, and the U.S. Welfare System

“The Eleventh Annual W. J. Usery Distinguished Lecture on the American Workplace, was held on Wednesday, October 8, 2014, at the Andrew Young School of Policy Studies. Robert Moffitt, the Krieger-Eisenhower Professor of Economics, Johns Hopkins University [presented] “The Deserving Poor, the Family, and the U.S. Welfare System.” Professor Moffitt’s research focuses on applied microeconometricsContinue Reading

Helping Families Involved in the Child Welfare System Achieve Housing Stability

Urban Institute Report – Mary K. Cunningham, Mike Pergamit, Abigail Baum, Jessica Luna. February 11, 2015. “The US Department of Housing and Urban Development (HUD)‘s Family Unification Program (FUP) provides low-income families involved in the child welfare system with housing vouchers. FUP is an important vehicle for understanding three issues: (1) the overlap between the child welfare system,Continue Reading

CFPB Report Highlights Consumer Frustration Around Reverse Mortgages

“Today the Consumer Financial Protection Bureau (CFPB) released a report highlighting the top complaints for reverse mortgages. According to the report, consumers are frustrated with their loan terms, servicer runarounds, and foreclosure problems. To help consumers who already have a reverse mortgage, the CFPB is issuing an advisory with tips on how to plan aheadContinue Reading

GAO Reports – HHS and Programs related to mental illness, Violation of Anti-Lobbying Provision and the Antideficiency Act

HHS Leadership Needed to Coordinate Federal Efforts Related to Serious Mental Illness, GAO-15-113, Published Dec 18, 2014. Publicly Released: Feb 5, 2015: ““Agencies identified 112 federal programs that generally supported individuals with serious mental illness in fiscal year 2013. The majority of these programs addressed broad issues, such as homelessness, that can include individuals withContinue Reading

The US Treasury’s Credit Rating Agency Exercise

The US Treasury’s Credit Rating Agency Exercise – First Steps Out of the Private-Label Securities Desert. Laurie Goodman, Jim Parrott. Feburary 5, 2015. “As part of an effort to revive the moribund private-label securities (PLS) market, the US Treasury Department recently conducted an exercise with the major credit rating agencies. This exercise was intended to boostContinue Reading

2012 Economic Census Geographic Area Series: Real Estate and Rental and Leasing

“This is a series of national-, state-, county-, place-, and metro area-level data files with statistics for all industries in the real estate and rental and leasing sector down to the six-digit NAICS level. These include statistics for real estate, rental and leasing services, and lessors of nonfinancial intangible assets (except copyrighted works). The files provide dataContinue Reading

Residential Vacancies and Homeownership in the Fourth Quarter 2014

“The Housing Vacancies and Homeownership provides current information on the rental and homeowner vacancy rates, and characteristics of units available for occupancy. These data are used extensively by public and private sector organizations to evaluate the need for new housing programs and initiatives. In addition, the rental vacancy rate is a component of the indexContinue Reading

HHS 2015 Poverty Guidelines

 2015 Poverty Guidelines – U.S. Federal Poverty Guidelines Used to Determine Financial Eligibility for Certain Federal Programs [ Prior Poverty Guidelines and Federal Register References Since 1982 ] [ Frequently Asked Questions (FAQs) ] [ Further Resources on Poverty Measurement, Poverty Lines, and Their History ]

Mapping America’s Futures – What Will America Look Like in 2030

The Urban Institute: “What will America look like in 2030? We can already see that the population is aging and becoming more diverse, but how will those trends play out at the local and regional levels? And what if, in the future, we live longer or have more babies? How would those trends affect theContinue Reading

New GAO Reports – Aviation Safety, Defense Headquarters, Polar Weather Satellites, VA Construction

Aviation Safety: Issues Related to Domestic Certification and Foreign Approval of U.S. Aviation Products, GAO-15-327T: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015. Defense Headquarters: DOD Needs to Reassess Personnel Requirements for the Office of Secretary of Defense, Joint Staff, and Military Service Secretariats, GAO-15-10: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015.Continue Reading

CFPB Report Finds Nearly Half of Borrowers Do Not Shop for a Mortgage

“Today, the Consumer Financial Protection Bureau (CFPB) released a report finding that almost half of consumers do not shop around for a mortgage when purchasing a home. The report also found that informed consumers are more likely to shop, especially if they are familiar with available mortgage rates. As part of its Know Before YouContinue Reading