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Category Archives: Housing

2012 Economic Census Geographic Area Series: Real Estate and Rental and Leasing

“This is a series of national-, state-, county-, place-, and metro area-level data files with statistics for all industries in the real estate and rental and leasing sector down to the six-digit NAICS level. These include statistics for real estate, rental and leasing services, and lessors of nonfinancial intangible assets (except copyrighted works). The files provide dataContinue Reading

Residential Vacancies and Homeownership in the Fourth Quarter 2014

“The Housing Vacancies and Homeownership provides current information on the rental and homeowner vacancy rates, and characteristics of units available for occupancy. These data are used extensively by public and private sector organizations to evaluate the need for new housing programs and initiatives. In addition, the rental vacancy rate is a component of the indexContinue Reading

HHS 2015 Poverty Guidelines

 2015 Poverty Guidelines – U.S. Federal Poverty Guidelines Used to Determine Financial Eligibility for Certain Federal Programs [ Prior Poverty Guidelines and Federal Register References Since 1982 ] [ Frequently Asked Questions (FAQs) ] [ Further Resources on Poverty Measurement, Poverty Lines, and Their History ]

Mapping America’s Futures – What Will America Look Like in 2030

The Urban Institute: “What will America look like in 2030? We can already see that the population is aging and becoming more diverse, but how will those trends play out at the local and regional levels? And what if, in the future, we live longer or have more babies? How would those trends affect theContinue Reading

New GAO Reports – Aviation Safety, Defense Headquarters, Polar Weather Satellites, VA Construction

Aviation Safety: Issues Related to Domestic Certification and Foreign Approval of U.S. Aviation Products, GAO-15-327T: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015. Defense Headquarters: DOD Needs to Reassess Personnel Requirements for the Office of Secretary of Defense, Joint Staff, and Military Service Secretariats, GAO-15-10: Published: Jan 21, 2015. Publicly Released: Jan 21, 2015.Continue Reading

CFPB Report Finds Nearly Half of Borrowers Do Not Shop for a Mortgage

“Today, the Consumer Financial Protection Bureau (CFPB) released a report finding that almost half of consumers do not shop around for a mortgage when purchasing a home. The report also found that informed consumers are more likely to shop, especially if they are familiar with available mortgage rates. As part of its Know Before YouContinue Reading

What We Know About Inequality (in 14 Charts) – WSJ

“If any one theme dominated economic policy debates and research over the past year, it was income inequality. The debate was kicked into high gear when French economist Thomas Piketty‘s book “Capital in the Twenty-First Century”  became a runaway best seller. (It’s not clear how many people who bought the book actually read much of it.) When PresidentContinue Reading

Mortgage Securitization Discrimination

Beverly Adkins et al. v Morgan Stanley “The National Consumer Law Center is co-counsel for African American plaintiffs in a prospective class action lawsuit brought against Morgan Stanley. The lawsuit claims that the Defendant violated federal civil rights laws, the Fair Housing Act and the Equal Credit Opportunity Act as well as state laws byContinue Reading

Segmented Housing Search

Piazzesi, Monika and Schneider, Martin and Stroebel, Johannes, Segmented Housing Search (December 1, 2014). Available for download at SSRN: “This paper studies housing markets with multiple segments searched by heterogeneous clienteles. We document market and search activity for the San Francisco Bay Area. Variation within narrow geographic areas is large and differs significantly fromContinue Reading

Census posts report on Children’s Well-Being

A Child’s Day: Living Arrangements, Nativity, and Family Transitions: 2011 (Selected Indicators of Child Well-Being) Household Economic Studies By Lynda Laughlin Issued December 2014. “The well-being of children is a growing area of interest to researchers and policy makers who focus on the social, cognitive, and economic security of children as they transition from preadolescents to young adults. This report uses a variety ofContinue Reading

Transitioning to Alternative Structures for Housing Finance

“More than six years after the federal government took control of Fannie Mae and Freddie Mac, policymakers are weighing a comprehensive overhaul of the mortgage finance system that could shrink or eventually close the two entities and create a system with more private capital. Fannie Mae and Freddie Mac were originally chartered as government-sponsored enterprisesContinue Reading

LexisNexis® Risk Solutions Releases Annual Mortgage Fraud Report

“LexisNexis® Risk Solutions announced the findings of its annual analysis of mortgage fraud in the U.S., revealing that despite improving economic conditions, mortgage fraud is still a national problem. In fact, mortgage application fraud and misrepresentation has grown for the past three years. Seventy-four percent of loans reported in 2013 involved some kind of fraudContinue Reading