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Category Archives: Legislation

Disclosure Universes and Modes of Information: Banks, Innovation, and Divergent Regulatory Quests

Hu, Henry T. C., Disclosure Universes and Modes of Information: Banks, Innovation, and Divergent Regulatory Quests (May 26, 2014). Yale Journal on Regulation, Vol. 31, No. 3, 2014. Available at SSRN: “In 2013, a new system for mandatory public disclosure came into effect, the first since the creation of the Securities and Exchange Commission (SEC)Continue Reading

Truth in Lending rule now available in easier-to-navigate format – CFPB

“The public, industry, and the government all benefit from regulations that are easier to find, read, and understand. That is why last year we launched our eRegulations tool which combines important information that can often be difficult to navigate or is spread throughout a regulation, often separated by dozens or even hundreds of pages. Ideally, using eRegulationsContinue Reading

Protecting Consumers Five Years After Credit Card Reform

Center for American Progress,  Joe Valenti | May 22, 2014: “In 2009, President Barack Obama signed into law the Credit Card Accountability, Responsibility, and Disclosure Act, or Credit CARD Act. This law ended credit card industry practices in which interest rates could change at any time and in which hidden provisions enabled companies to charge significant fees without justification.Continue Reading

Systemic Risk and the Asset Management Industry

Douglas J. Elliott, Fellow, The Brookings Institution: “The recent devastating global financial crisis has focused policymakers on sources of risk to the financial system that could have spillover effects on the economy as a whole. This search for “systemic risk” has ranged widely, going well beyond the banks that are at the heart of theContinue Reading

House Hearing Considers 11 Bills that Would Weaken CFPB Protections

News release: “Today at a hearing of the House Subcommittee on Financial Institutions and Consumer Credit of the House Committee on Financial Services, eleven bills will be discussed that will weaken the Consumer Financial Protection Bureau and make it harder to protect consumers in the financial marketplace. The Consumer Financial Protection Bureau has proven itself toContinue Reading

Markey, Hatch Release Discussion Draft of Legislation Addressing Student Privacy

Focuses on need to protect students, provide tools to parents when information shared with third parties “Washington (May 14, 2014) – Senator Edward J. Markey (D-Mass.), a member of the Commerce, Science and Transportation Committee, and Senator Orrin Hatch (R-Utah), a member of the Health, Education, Labor and Pensions Committee, today released a discussion draftContinue Reading

Women and Health Care in the Early Years of the ACA

Key Findings from the 2013 Kaiser Women’s Health Survey May 15, 2014 | Alina Salganicoff, Usha Ranji, Adara Beamesderfer and Nisha Kurani “The passage of the Affordable Care Act (ACA) in 2010 heralded a new era in health care coverage, with major implications for women’s health and access to care. Provisions such as the mandatory inclusion of maternity care, coverageContinue Reading

CRS – Afghanistan: Drug Trafficking and the 2014 Transition

Afghanistan: Drug Trafficking and the 2014 Transition, Liana Rosen, Specialist in International Crime and Narcotics; Kenneth Katzman; Specialist in Middle Eastern Affairs. May 9, 2014, “Experts widely assess that Afghanistan will remain the world’s primary source of opium poppy cultivation and opium and heroin production, as well as a major global source of cannabis resin, in the coming years. InContinue Reading

CRS – How Social Security Benefits Are Computed

How Social Security Benefits Are Computed: In Brief. Noah P. Meyerson, Analyst in Income Security, May 12, 2014 “Social Security, which paid $812 billion in benefits in 2013, is the largest program in the federal budget. There are currently about 58 million Social Security beneficiaries. Most Social Security beneficiaries are retired and disabled workers, whose monthly benefits dependContinue Reading

Public Papers of the President Barack Obama

Public Papers of the Presidents of the United States: Barack Obama (2010, Book II). July 1 to July 1, 2010. Barack H. Obama. Pages 1001 1952. See also Public Papers of the Presidents of the United States: Barack Obama (2010, Book I)

CRS – Ukraine: Current Issues and U.S. Policy

Ukraine: Current Issues and U.S. Policy, Steven Woehrel, Specialist in European Affairs. May 8, 2014 “After a failed effort to violently disperse pro-European Union protests, the government of Ukrainian President Viktor Yanukovych collapsed on February 21, 2014. The Ukrainian parliament approved a new pro-reform, pro-Western government on February 27. New presidential elections arescheduled for May 25. Russia hasContinue Reading

Congress Seeking Transparency and Oversight of NSA Collection of Metadata

New York Review of Books - We Kill People Based on Metadata by David Cole [snipped] “Supporters of the National Security Agency inevitably defend its sweeping collection of phone and Internet records on the ground that it is only collecting so-called “metadata”—who you call, when you call, how long you talk. Since this does not include the actual contentContinue Reading