From the FTC website, this press release from December 16 announcing the effective dates for the Fair and Accurate Credit Transactions Act of 2003 (FACTA), H.R. 2622, Public Law No: 108-159.
Federal Trade Commission (16 C.F.R. Part 602) and Board of Governors of the Federal Reserve System (12 C.F.R. Part 222): Effective Dates for the Fair and Accurate Credit Transactions Act of 2003 – Joint Notice of Proposed Rulemaking: Text of Federal Register Notice; Joint Interim Final Rules: Text of Federal Register Notice
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