Website Blocking Controversy Over Free Annual Credit Reports
Additional information about the ongoing issue of consumer access to free online annual credit reports, about which I posted information yesterday and on November 30. Today, EPIC documented complaints about provider website blocking issues in a letter to the FTC, Re: Free Annual Credit Report Site is Blocking Web Links."We write to urge you to take immediate action to fix an anti-consumer, baseless practice implemented by the credit reporting agencies. Congress required the national credit reporting agencies to operate a free, central source for obtaining credit reports. They have done so, but in creating the site, http://www.annualcreditreport.com/, the credit reporting agencies have blocked web links from reputable consumer sites such as Privacy Rights Clearinghouse and Consumers Union, and from mainstream news web sites.
Reference: See specifically Section 610.2(g), located on page 20 of this 36 page PDF document, the Free Credit Report Rule, 69 FR 35468 (6/24/04).