September 12, 2012
2011 FDIC National Survey of Unbanked and Underbanked Households
"The FDIC partnered with the US Census Bureau to conduct this survey in June 2011, collecting response from nearly 45,000 households. The FDIC used survey responses to categorize households’ banking status as unbanked, underbanked, or fully banked. Unbanked households are those that lack any kind of deposit account at an insured depository institution. Underbanked households hold a bank account, but also rely on alternative financial services (AFS) providers. Fully banked households are those that have a bank account of any kind and have not recently relied on any of the AFS included in the survey."
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