"The Dodd-Frank Act Stress Tests are a set of forward-looking exercises conducted both by the Federal Reserve and by financial companies regulated by the Federal Reserve. The stress tests were mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act and are intended to ensure institutions have sufficient capital to absorb losses and support operations during adverse economic conditions so that they do not pose risks to their communities, other institutions, or the broad economy. Bank holding companies with total consolidated assets of $50 billion or more and nonbank financial companies that the Financial Stability Oversight Council has designated for supervision by the Federal Reserve will undergo an annual supervisory stress test and semi-annual company-run stress tests. These firms will begin stress testing under DFA stress test rules in 2012. The firms will make summaries of the results of the company-run stress tests available to the public starting in March 2013. Bank holding companies with total consolidated assets between $10 billion and $50 billion and savings and loan holding companies and state member banks with total consolidated assets of more than $10 billion will undergo annual company-run stress tests. Stress tests for these firms generally begin in 2013."
- Stress Test Methodology and Results
- 2013 Banking and Consumer Regulatory Policy
- See also related postings on financial system