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What Will You Need to Retire with Safety and Security?

“People are living longer. This makes retirement expensive and planning for it agonizingly complex. To make matters worse, stock markets are volatile. That adds to the risk that asset portfolios may decline in value just when retirees need money the most. Retirees may also face sudden financial shocks because of illness or other unexpected expenses. How can these risks be managed over a period of 25 to 30 years?

Preparing for a safe and secure retirement requires an integrated approach, notes Wade Pfau, author of Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement. In a conversation with Knowledge@Wharton, Pfau discusses strategies retirees can use to minimize anxiety in their golden years…”

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