FTC press release: “Consumers are projected to spend $25 billion on gift cards in the 2006 holiday season. The Federal Trade Commission tells consumers that gift cards, whether purchased from a retailer, a restaurant, or a financial institution, may come with strings attached. In particular, consumers should know that some gift cards have expiration dates; others have fees that can lessen the cards value, including activation fees, transaction fees, monthly maintenance fees, balance inquiry fees, replacement fees for lost or stolen cards, and inactivity or non-use fees. A consumer alert, Buying, Giving, and Using Gift Cards, offers consumer tips…”
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