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Category Archives: Housing

Climate Zones

The Pudding – Visualization: How will your city feel in the future – “This project looks at 70 global cities, and tracks their classification from present day to 2070. And with climate change, your city isn’t just getting hotter: it will resemble the distinctive climate of completely different places…A 2018 study, led by climatologist Hylke Beck, used projected data from climate models along with the current Köppen Climate Classification to give a glimpse at what our world may look and feel like in 2070. At a zoomed out level, some of these changes are hard to notice: Temperate climates shifting north Tropical and Arid climates growing Cold climates disappearing. But what if we were to zoom into the city level to see how these changes affect the way each city feels. What stories can you discover about our future? Use this tool to click on any city to reveal its future climate zone. Find out to which current city its climate will be most similar. Within each climate subcategory, cities are ordered from highest average annual temperature top to bottom, left to right…”

Home Insurance Rates in America Are Wildly Distorted. Here’s Why.

The New York Times [unpaywalled]: “Enid, Okla., surrounded by farms about 90 minutes north of Oklahoma City, has an unwelcome distinction: Home insurance is more expensive, relative to home values, than almost anywhere else in the country. Enid is hardly the American community that is most vulnerable to damaging weather. Yet as a share of… Continue Reading

These cities have the highest share of unaffordable neighborhoods in 2024

creditnews: “Homeownership is one of the key pillars of the American dream. But for many families, the idyllic fantasy of a picket fence and backyard barbecues remains just that—a fantasy. Thanks to elevated mortgage rates, sky-high house prices, and scarce inventory, millions of American families have been locked out of the opportunity to buy a… Continue Reading

Artificial Intelligence Is Making The Housing Crisis Worse

The Lever: “…Landlords are increasingly turning to private equity-backed artificial intelligence (AI) screening programs to help them select tenants, and resulting cases like Robinson’s are just the tip of the iceberg. The prevalence of incorrect, outdated, or misleading information in such reports is increasing costs and barriers to housing, according to a recent report from… Continue Reading

Webinar – Environmental Law and the Things We Need to Build

Join the Witkin State Law Library and Professor Dave Owen for a free live webinar on “Environmental Law and the Things We Need to Build” on Tuesday, June 11, 2024 at 6PM. Is environmental law keeping us from building important things—and from building things that would be good for the environment? Recently, that question has… Continue Reading

As Insurers Around the U.S. Bleed Cash From Climate Shocks, Homeowners Lose

The New York Times [unpaywalled]: “The insurance turmoil caused by climate change — which had been concentrated in Florida, California and Louisiana — is fast becoming a contagion, spreading to states like Iowa, Arkansas, Ohio, Utah and Washington. Even in the Northeast, where homeowners insurance was still generally profitable last year, the trends are worsening.… Continue Reading

‘Seriously Underwater’ Home Mortgages Tick Up Across the US

Bloomberg via Yahoo Finance: “Roughly one in 37 homes are now considered seriously underwater in the US, and that share is much higher across a swath of southern states. Nationally, 2.7% of homes carried loan balances at least 25% more than their market value in the first few months of the year. That’s up from… Continue Reading

Cost of Living by County, 2023

Via Reddit: “Map created by me, an attempt to define cost of living tiers. People often say how they live in a HCOL, MCOL, LCOL area. Source for all data on cost of living dollar amounts by county, with methodology: https://www.epi.org/publication/family-budget-calculator-documentation/ To summarize, this cost of living calculation is for a “modest yet adequate standard… Continue Reading

Spring 2024 Harvard Youth Poll

The Spring 2024 Harvard Youth Poll surveyed 2,010 young Americans between 18- and 29 years old nationwide, and was conducted between March 14-21, 2024. Top Issues – Inflation; Healthcare; Housing; Gun Violence – “A national poll released today by the Institute of Politics (IOP) at Harvard Kennedy School indicates that among 18-to-29-year-olds nationwide, more than… Continue Reading