Outside Links to Access Free Credit Reports Are Blocked

by Sabrina I. Pacifici on December 6, 2004

Follow-up to my posting on November 30, Free Annual Credit Reports Will Be Available in 13 States Tomorrow. At the time, I was unable to link to the designated website to obtain free reports (www.AnnualCreditReport.com) without cutting and pasting the URL into my browser. Now I know why. This statement is from the site mentioned above: “For security purposes, www.AnnualCreditReport.com can be accessed by typing the web address “www.annualcreditreport.com”, or from links from the Federal Trade Commission (note, see this link: http://www.ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm), Equifax (www.equifax.com), Experian (www.experian.com) and TransUnion (www.transunion.com) websites.”

  • EPIC posted the following information on this issue: “…the credit reporting agencies have blocked links to the free site, citing bogus security concerns. By blocking outside links, the companies create a greater risk of phishing because consumers have to type in the URL, and the companies can steer consumers to their expensive, unnecessary credit monitoring services, avoiding their duty to provide free reports.”
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