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“The federal government’s budget deficit was $181 billion for the first two months of fiscal year 2015, $45 billion less than the shortfall recorded in October and November of last year, CBO estimates. That outcome was affected by shifts in the timing of certain payments. Without those shifts, the deficit would have declined by just $9 billion. Total …
“Cleveland Fed and OFR Conference on December 4-5 in DC Focused on Approaches to Monitoring Financial Stability and Development/Implementation of Macroprudential Policy. This second annual Cleveland Fed/OFR conference brought together policymakers, market participants, and academics to discuss: Macroprudential policy development and implementation Tools that measure vulnerabilities in the financial system Measurement challenges in the implementation of …
International Review of Information Ethics, Jeffrey Alan Johnson, July 2014 “Data mining and predictive analytics—collectively referred to as “big data”—are increasingly used in higher education to classify students and predict student behavior. But while the potential benefits of such techniques are significant, realizing them presents a range of ethical and social challenges. The immediate challenge considers the extent to …
A McKinsey Center for Government survey finds that Americans are often dissatisfied with state services—and identifies significant opportunities for improvement. “Technological advances such as smartphones and apps have opened new frontiers of convenience, speed, and transparency for private-sector customers. At the same time, tightening government budgets are making it difficult for the public sector to …
Older Americans With a Disability: 2008−2012 – American Community Survey Reports “Disability, as defined by the Americans With Disabilities Act, is an individual’s physical or mental impairment that substantially limits one or more major life activities of that individual.1Studies consistently find that disability rates rise with age (Altman and Bernstein, 2008; Brault, 2012). Beyond age 65, the oldest old (aged 85 and over) are at highest …
Capital Markets Law Journal Advance Access published November 28, 2014 – Royce Miller “Financial institutions (FIs) provide services that are critical to the smooth operation of the global economy and every national economy. Banks look after their customers’ money and provide money transmission services so that customers can be paid their salaries, pay their bills and withdraw cash through …
Center for Data Innovation – Daniel Castro & Joshua New | December 4, 2014 “The Internet of Things” encapsulates the idea that ordinary objects will be embedded with sensors and connected to the Internet. To date, most discussion of the Internet of Things has highlighted the technology; to the extent it has addressed policy, the focus has been largely negative (i.e. …
Federal Reserve Bank of St. Louis: “Beginning in the 1980s and 1990s, storefront payday loan businesses began to spring up across the country and quickly became commonplace. Today, there are approximately 20,000 storefront lenders, an average of 6.3 payday stores for every 100,000 people. By comparison, in 2012, there were 14,157 McDonald’s restaurants in the United States. Additionally, …
Matthew Kroenig, Miriam Krieger and Hans Noel – Washington Post: “As diplomats work on a comprehensive nuclear deal to keep Iran from the bomb, Russia’s nuclear saber rattles in ways not seen since the 1980s, and North Korea, China, India and Pakistan expand and modernize their nuclear arsenals, the role of nuclear weapons is returning to the …
EIA QUICK FACTS “Pennsylvania was the fourth largest coal-producing state in the nation in 2012, and the only state producing anthracite coal, which has a higher heat value than other kinds of coal. Pennsylvania’s annual gross natural gas production, primarily from the Marcellus Shale, exceeded 2 trillion cubic feet in 2012, a 72% increase over …
“Young adults today, often called the millennial generation, are more likely to be foreign born and speak a language other than English at home, compared with young adults in 1980, according to the U.S. Census Bureau’s latest statistics from the American Community Survey released today. “Many of the differences between generations examined within these latest data reflect …
USA Today – “With Google processing 40,000 search queries a second — or 1.2 trillion a year — it’s a safe bet that many of those doing the Googling are kids. Little surprise then that beginning next year the tech giant plans to create specific versions of its most popular products for those 12 and younger. …
