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America’s $7T Retirement Crisis Is Only Getting Worse

Bloomberg via Wealth Management: Americans have been warned for years of an impending retirement crisis. Yet the situation is getting worse. Even when everything was going right — inflation was nonexistent, interest rates were low and stocks were in an extended bull market — there was a multi-trillion dollar savings shortfall. Then came a pandemic, war in Europe, decades-high inflation, the fastest rate-hiking cycle since the early 1980s and fears of a recession. The resulting market turmoil erased some $3.4 trillion from 401(k)s and IRAs in the first half of 2022, according to Alicia Munnell, director of Boston College’s Center for Retirement Research. And that’s just for the people who have retirement accounts. About half of private-sector workers don’t have an employer-sponsored retirement plan, and many of those who do end up saving very little. It’s a problem that isn’t easily fixed, and contributes to the sense that the American Dream is in decline. And while surging inflation and volatile markets are bad news for people in or nearing retirement, the picture may be even worse for young Americans who are priced out of the housing market, struggling to build wealth and buried under mountains of student-loan debt…”

What Do Law Professors Believe about Law and the Legal Academy? An Empirical Inquiry

Martínez, Eric and Tobia, Kevin, What Do Law Professors Believe about Law and the Legal Academy? An Empirical Inquiry (August 5, 2022). Available at SSRN: or “Legal theorists seek to persuade other jurists of certain theories: Textualism or purposivism; formalism or realism; natural law theory or positivism; prison reform or abolition; universal or… Continue Reading

What Happened When Twitter and Other Social Media Platforms Cracked Down on Extremists

ProPublica: “In a Q&A with ProPublica reporter A.C. Thompson, former intelligence officer and data scientist Welton Chang explains how conspiracy theorists and violent racists fled to smaller platforms. Once there, their remarks festered and spread. Since Donald Trump’s election in 2016, an entire ecosystem of right-wing social media platforms has come into existence — from… Continue Reading

FDA Finalizes Historic Rule Enabling Access to Over-the-Counter Hearing Aids for Millions of Americans

“Today, the U.S. Food and Drug Administration issued a final rule to improve access to hearing aids which may in turn lower costs for millions of Americans. This action establishes a new category of over-the-counter (OTC) hearing aids, enabling consumers with perceived mild to moderate hearing impairment to purchase hearing aids directly from stores or… Continue Reading

The 6th National Risk Assessment on Hazardous Heat

“New research from First Street Foundation analyzes the the prevalence of increasing extreme temperatures and dangerous heat wave events throughout the contiguous United States, with a key finding being the incidence of heat that exceeds the threshold of the National Weather Service’s (NWS) highest category for heat, called “Extreme Danger” (Heat Index above 125°F) is… Continue Reading

Accommodation Discrimination

Macfarlane, Katherine, Accommodation Discrimination (August 15, 2022). 72 American University Law Review (forthcoming 2023) , Available at SSRN: “Reasonable accommodations should be tools of equality yet can feel more like punishment than remedy. To receive accommodations, people with disabilities must disclose intimate details about their health. The accommodation process that follows disclosure is arduous,… Continue Reading

The Intranet is Dead. Long Live the Intranet!?

Legal Geek – Jenni Tellyn: “The Covid pandemic threw into sharp focus how firms communicate with their employees and we started to embrace informal communication platforms such as Microsoft Teams, Slack and Yammer in earnest in our quest to remain connected through the enforced separations of the lockdowns. With this development in communication channels, businesses… Continue Reading

Birds Online

“The BIRDS ONLINE project has been implemented by the Faculty of Environmental Sciences of the Czech University of Life Sciences Prague since 2014. The project has been through several phases – design and creation of the monitoring system, construction of a special nest box for built-in technical equipment, installing test nest boxes with the help… Continue Reading

Free Law Project Makes It Even Easier to Add PACER Documents to Its Free Database

LawSites: “One way to avoid the cost of downloading documents from the federal courts’ PACER database is by getting them instead from the RECAP Archive, a database of millions of PACER documents and dockets maintained by the Free Law Project. But before you can get a document out of RECAP, the document had to have… Continue Reading