A Post‐Crisis Assessment of Retirement Income Adequacy for Baby Boomers and Gen Xers, By Jack VanDerhei, Employee Benefit Research Institute. “The analysis in this paper was designed to answer two questions:

1. What percentage of U.S. households became “at risk” of insufficient retirement income as a result of the financial market and real estate crisis in 2008 and 2009?
2. Of those who are at risk, what additional savings do they need to make each year until retirement age to make up for their losses from the crisis?”