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Author Archives: Sabrina I. Pacifici

The CFPB Can Improve the Efficiency and Effectiveness of Its Supervisory Activities

Office of Inspector General, Board of Governors of the Federal Reserve, Evaluation Report 2014-AE-C-005. The CFPB Can Improve the Efficiency and Effectiveness of Its Supervisory Activities “Since it began operations in July 2011, the CFPB has made significant progress toward developing and implementing a comprehensive supervision program for depository and non depository institutions. The agency has implemented… Continue Reading

CFPB Guides – Compare financial aid and college cost

“When it comes to choosing a college,  we can help you make informed financial decisions about paying for college. Understand loan options, compare your financial aid offers, and learn about student banking. Get started and compare your options. Get started Student financial guide – Student loans, Student banking Compare financial aid offers Repay student debt Continue Reading

Student Privacy and Cloud Computing at the District Level: Next Steps and Key Issues

Solow-Niederman, Alicia and Plunkett, Leah and Gasser, Urs, Student Privacy and Cloud Computing at the District Level: Next Steps and Key Issues (January 15, 2014). Berkman Center Research Publication No. 2014-1. Available at SSRN: http://ssrn.com/abstract=2378568 or http://dx.doi.org/10.2139/ssrn.2378568 “This report offers recommended next steps and prioritizes open issues in the K-12 edtech space, with a special… Continue Reading

Rise in Digital Banking Heightens Fraud Risk, Bankers Say

Via American Banker Technology News, by Penny Crosman: “Online and mobile banking have forever transformed the way people bank, but the digital evolution has a dark side: it is increasingly creating new opportunities for fraudsters to hack into accounts. Text messaging and email are increasingly becoming vehicles for phishing scams in which fraudsters send phony messages… Continue Reading

Globalisation, inflation and monetary policy in Asia and the Pacific

“The People’s Bank of China and the Bank for International Settlements co-hosted a research conference on “Globalisation and Inflation Dynamics in Asia and the Pacific” on 23-24 September 2013 in Beijing. This was the wrap-up conference for the BIS Asian Office’s two-year research programme on globalisation and inflation that was launched by the Asian Consultative… Continue Reading

Application of the SES framework for model-based analysis of the dynamics of social-ecological systems

Stockholm Resilience Centre: Full reference: Schlüter, M., J. Hinkel, P. W. G. Bots, and R. Arlinghaus. 2014. Application of the SES framework for model-based analysis of the dynamics of social-ecological systems. Ecology and Society 19(1): 36. http://dx.doi.org/10.5751/ES-05782-190136. Download publication 19(1): 36. http://dx.doi.org/10.5751/ES-05782-19013 “Social-ecological systems (SES) are dynamic systems that continuously change in response to internal or external pressures. A… Continue Reading

2013 Status of the Nation’s Highways, Bridges, and Transit: Conditions & Performance

Report to Congress, Publication No. FHWA-PL-14-007, Conditions & Performance 2013 Status of theNation’s Highways, Bridges, and Transit “In 2010, all levels of government spent a combined $205.3 billion for highway-related purposes, of which $11.9 billion was a direct impact of the Recovery Act. All levels of government spent a combined $54.3 billion for transit-related purposes, including $2.4 billion of… Continue Reading

The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

CRS – The Consumer Financial Protection Bureau (CFPB): A Legal Analysis “In the wake of the worst U.S. financial crisis since the Great Depression, Congress passed and the President signed into law sweeping reforms of the financial services regulatory system through the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), P.L. 111- 203.… Continue Reading

Growing Risk in the Insurance Sector

Growing Risk in the Insurance Sector – Developing risk in the life insurance industry requires prudent policy response to prevent broader economic damage. Ralph S. J. Koijen – London Business School, Motohiro Yogo – Monetary Advisor. Published March 24, 2014 “The financial crisis of 2008 exposed important vulnerabilities in the banking sector. In its aftermath, considerable academic effort has been… Continue Reading

New GAO Reports – 2020 Census, Defense Infrastructure, International Financial Reforms

2020 CENSUS: Prioritized Information Technology Research and Testing Is Needed for Census Design Decisions, GAO-14-389: Published: Apr 3, 2014. Publicly Released: Apr 3, 2014: “The Census Bureau (Bureau) has made progress in researching and testing information technology (IT) options for the 2020 Decennial Census, but several of the supporting projects lack schedules and plans, and it is uncertain… Continue Reading