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How many FICO credit scores do you have? By Janna Herron,

  • “FICO: It’s the most common credit score used by lenders in existence. But did you know you have more than one? That’s right; the world’s most popular credit score comes in more flavors than Baskin-Robbins offers in ice cream. There are older versions and newer ones; there are scores tailored for specific lending purposes, such as mortgages or credit cards; and there are scores custom-made for each of the three major credit reporting bureaus. Even though all these scores share the FICO brand, you likely won’t score exactly the same on each one. “It’s probably the No. 1 or No. 2 misunderstanding about credit scores that there (isn’t) more than one FICO score,” says Kenneth Lin, CEO of credit education website “A consumer literally has three to four dozen FICO credit scores.”…FICO produces several generations of its general risk score and its industry-specific credit scores, each one unique to each credit reporting bureau.”
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