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McKinsey – The Internet of Things – sensors and actuators connected by networks to computing systems—has received enormous attention over the past five years. A new McKinsey Global Institute report, The Internet of Things: Mapping the value beyond the hype, attempts to determine exactly how IoT technology can create real economic value. Our central finding …
Accessible Communications: FCC Should Evaluate the Effectiveness of Its Public Outreach Efforts, GAO-15-574: Published: Jun 25, 2015. Publicly Released: Jun 25, 2015. Bank Regulation: Lessons Learned and a Framework for Monitoring Emerging Risks and Regulatory Response, GAO-15-365: Published: Jun 25, 2015. Publicly Released: Jun 25, 2015. Chemical and Biological Defense: Designated Entity Needed to Identify, …
Pew – As internet use nears saturation for some groups, a look at patterns of adoption:”A new analysis of 15 years-worth of data highlights several key trends: For some groups, especially young adults, those with high levels of education, and those in more affluent households, internet penetration is at full saturation levels. For other groups, …
Follow up to previous posting – California Curtails Senior Water Rights via ProPublica – California’s Drought Is Part of a Much Bigger Water Crisis. Here’s What You Need to Know, by Abrahm Lustgarten, Lauren Kirchner and Amanda Zamora. June 25, 2015. “Why do I keep hearing about the California drought, if it’s the Colorado River …
“[June 25, 2015] the Consumer Financial Protection Bureau (CFPB) [went] live with an enhanced public-facing consumer complaint database. It includes for the first time over 7,700 consumer accounts of problems they are facing with financial companies concerning mortgages, bank accounts, credit cards, debt collection, and more. The CFPB is also publishing a Request for Information …
United States Supreme Court – KING ET AL. v. BURWELL, SECRETARY OF HEALTH AND HUMAN SERVICES, ET AL., (2015) No. 14-114. Argued: March 4, 2015 Decided: June 25, 201 “The Patient Protection and Affordable Care Act grew out of a long history of failed health insurance reform. In the 1990s, several States sought to expand …
PWC: “We have been commissioned by the Department for Business, Innovation and Skills (BIS) to survey companies across the UK on cyber security incidents and emerging trends…The key observations from the 2015 survey were: The number of security breaches has increased, the scale and cost has nearly doubled. Eleven percent of respondents changed the nature …
Konchitchki, Yaniv and Luo, Yan and Ma, Mary L. Z. and Wu, Feng, Accounting-Based Downside Risk, Cost of Capital, and the Macroeconomy (June 23, 2015). Available for download at SSRN: http://ssrn.com/abstract=2622180 “We develop an earnings downside risk measure that captures the expectation for future downward operating performance. We hypothesize that this measure contains distinct information about …
“Syria’s energy sector is in turmoil because of the ongoing civil conflict that began in the spring of 2011, with oil and natural gas production declining dramatically since then. Syria’s energy sector has encountered a number of challenges as a result of conflict and subsequent sanctions imposed by the United States and the European Union. Damage …
Bank for International Settlements, June 22, 2015: “Disclosure requirements for the Net Stable Funding Ratio (“NSFR”) have been developed to improve the transparency of regulatory funding requirements, reinforce the Principles for sound liquidity risk management and supervision, strengthen market discipline, and reduce uncertainty in the markets as the NSFR standard is implemented. Similar to the LCR disclosure framework, and to promote the …
Melecky, Martin and Podpiera, Anca Maria, Placing Bank Supervision in the Central Bank: Implications for Financial Stability Based on Evidence from the Global Crisis (June 22, 2015). World Bank Policy Research Working Paper No. 7320. Available for download at SSRN: http://ssrn.com/abstract=2621874 “Although keeping bank supervision independent from macroprudential supervision may ensure more checks and balances, placing …
Bankrate.com: “Wages may be on the rise, but a record-high percentage of Americans still aren’t socking away those gains for life’s unexpected crises. When asked about their emergency savings, 29 percent of Americans reported they had none, according to a survey that accompanied Bankrate’s Financial Security Index for June. That’s the highest level in five years …
