Category «Economy»

Customer Choice and the Power Industry of the Future

Customer Choice and the Power Industry of the Future. Richard J. Campbell Specialist in Energy Policy September 22, 2014 “Some observers argue that new technologies are leading to a distributed generation (DG) future for customers, supported by utility base load generation and infrastructure. Various states and jurisdictions have begun initiatives to look at what a …

Subjects: Economy, Energy, Government Documents

Signaling Status: The Impact of Relative Income on Household Consumption and Financial Decisions

Finance and Economics Discussion Series- Divisions of Research & Statistics and Monetary Affairs. Federal Reserve Board, Washington, D.C. Signaling Status: The Impact of Relative Income on Household Consumption and Financial Decisions. Jesse Bricker, Rodney Ramcharan, and Jacob Krimmel. 2014-76. “This paper investigates the importance of status in household consumption and financial decisions using household data from the Survey of Consumer Finances …

Subjects: Economy, Financial System, Government Documents

The Impact of Missed Payments and Foreclosures on Credit Scores

Demyanyk, Yuliya S., The Impact of Missed Payments and Foreclosures on Credit Scores (October 24, 2014). FRB of Cleveland Working Paper No. 14-23. Available for download at SSRN: http://ssrn.com/abstract=2514370 “This paper debunks the common perception that “foreclosure will ruin your credit score.” Using individual-level data from a credit bureau matched with loan-level mortgage data, it is …

Subjects: Economy, Financial System, Housing

H.R.5490 – Wall Street Accountability through Sustainable Funding Act

Summary: H.R.5490 — 113th Congress (2013-2014) All Bill Information (Except Text). There is one summary for this bill. Bill summaries are authored by CRS. Shown Here: Introduced in House (09/16/2014) Wall Street Accountability Through Sustainable Funding Act – Amends the Commodity Exchange Act to require the Commodity Futures Trading Commission (CFTC) to impose fees to recover the cost …

Subjects: Economy, Financial System, Legal Research, Legislation

CJEU and the Social Market Economy Goal of the EU

Šmejkal, Václav, CJEU and the Social Market Economy Goal of the EU (October 22, 2014). Charles University in Prague Faculty of Law Research Paper No. 2014/I/1. Available for download at SSRN: http://ssrn.com/abstract=2513377 “From the entry into force of the Lisbon Treaty the EU has among its constitutional objectives the goal of achieving a highly competitive …

Subjects: Economy, Financial System, Government Documents, Legal Research

The Facts on Immigration Today

Center for American Progress – Report by the CAP Immigration Team: “Immigration has been a constant source of economic vitality and demographic dynamism throughout our nation’s history. Immigrants are taxpayers, entrepreneurs, job creators, and consumers. But the immigration system is broken and in need of an overhaul. Although the U.S. border is now more secure than ever, decades of …

Subjects: Economy, Government Documents

Bitcoin over Tor isn’t a good idea – Paper

Paper by Alex Biryukov, Ivan Pustogarov “Bitcoin is a decentralized P2P digital currency in which coins are generated by a distributed set of miners and transaction are broadcasted via a peer-to-peer network. While Bitcoin provides some level of anonymity (or rather pseudonymity) by encouraging the users to have any number of random-looking Bitcoin addresses, recent research shows that this level of …

Subjects: Cybercrime, Cybersecurity, E-Records, Economy, Privacy

FDIC Releases Economic Scenarios for 2015 Stress Testing

“The Federal Deposit Insurance Corporation (FDIC) today released the economic scenarios that will be used by certain financial institutions with total consolidated assets of more than $10 billion for stress tests required under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The baseline, adverse, and severely adverse scenarios include key variables that reflect …

Subjects: Economy, Financial System, Government Documents

2014 Current and Emerging Global Themes: China report

TowersWatson – 2014 Current and Emerging Global Themes – Employee Benefits: A Headquarters Perspective – China Report As Chinese multinationals ramp up their global expansion, they are paying increasing attention to developing, managing and retaining global talent. Half of Chinese multinationals are at the initial stages of their global benefit management journey. Chinese multinationals need to consider taking …

Subjects: Economy

Regional and State Employment and Unemployment Summary – September 2014

BLS news release: “Regional and state unemployment rates were generally little changed in September. Thirty-one states had unemployment rate decreases from August, 8 states had increases, and 11 states and the District of Columbia had no change, the U.S. Bureau of Labor Statistics reported today. Forty-two states and the District of Columbia had unemployment rate …

Subjects: Economy, Financial System, Government Documents

Tuition costs of colleges and universities

National Center for Education Statistics (NCES) Fast Facts: “What are the trends in the cost of college education? Response: For the 2011–12 academic year, annual current dollar prices for undergraduate tuition, room, and board were estimated to be $14,300 at public institutions, $37,800 at private nonprofit institutions, and $23,300 at private for-profit institutions. Between 2001–02 and 2011–12, prices …

Subjects: Economy, Education