Category «Financial System»

Too Big to Disclose: Firm Size and Materiality Blindspots in Securities Regulation

Georgiev, George S., Too Big to Disclose: Firm Size and Materiality Blindspots in Securities Regulation (December 13, 2016). UCLA Law Review, Vol. 64, 2017. Available at SSRN: https://ssrn.com/abstract=2894538 “This Article argues that the securities disclosure regime contains previously unexamined structural deficiencies, which pertain to the information provided by the largest public companies. These deficiencies arise …

Subjects: Economy, Financial System, Legal Research, Securities Law

Report focuses on debt of older student loan borrowers

CFPB: “Today, we released a report that shows that older Americans now carry an unprecedented amount of student loan debt into retirement. The report shows that over the last decade, the number of older student loan borrowers has quadrupled in the United States. The amount that these borrowers owe has also dramatically increased. Between 2005 …

Subjects: Economy, Education, Financial System, Government Documents, Legal Research

Survey of Business Owners: U.S. Exporting Firms Tables

“This release combines 2012 Survey of Business Owners (SBO) data with the 2012 Profile of U.S. Exporting Companies. This combined data product provides a look at the ownership characteristics (specifically, gender, ethnicity and race) of exporting companies. These data were first produced in 2007.”

Subjects: Economy, Financial System, Government Documents

Ranks of Super Rich Grew in 2014

WSj via FastCompany – “There’s no need to panic—the rich are doing fine. According to new data from the Internal Revenue Service, income reported on tax returns for the 400 wealthiest individuals rose 20% in 2014, the Wall Street Journal reports. The significant income boost reveals what many of us already suspected: The rich are getting …

Subjects: Economy, Financial System, Government Documents

24/7 Wall St – The World’s 31 Mega-Cities

“The share of the world’s population living in cities is steadily increasing. A majority of the world’s population has lived in an urban setting since 2007. This trend of urbanization will likely continue — an estimated two of every three people will be living in a city by 2050. To identify the largest cities in …

Subjects: Economy, Financial System, Government Documents

Updated Household Projections, 2015 – 2035: Methodology and Results

“Using new Census Bureau projections and a revised methodology for predicting headship rates, this paper updates the Harvard University Joint Center for Housing Studies’ (JCHS) household projections for 2015 to 2035. The paper incorporates new population projections from the US Census Bureau that are substantially larger than the Census Bureau’s previous projections.The paper also makes …

Subjects: Economy, Financial System, Government Documents, Housing

Conclusion of Independent Foreclosure Review Payment Agreement

Federal Reserve: “As of January 2017, the Independent Foreclosure Review (IFR) Payment Agreement has concluded. In 2013, fifteen mortgage servicing companies subject to enforcement actions for deficient practices in mortgage loan servicing and foreclosure processing reached an agreement with the Office of the Comptroller of the Currency (OCC) and the Board of Governors of the …

Subjects: Economy, Financial System, Government Documents, Legal Research

Eurasia Group – Top Risks 2017: The Geopolitical Recession

“This is Eurasia Group’s annual forecast of the political risks that are most likely to play out over the course of the year. This year’s report was published on 3 January, 2017.” Readers may watch the associated video, and read point by point summary. “It’s been six years since we first wrote about the coming …

Subjects: Economy, Financial System, Government Documents, Knowledge Management, Legal Research

Gallup’s Top World Findings of 2016

Julie Ray – “In 2016, Gallup published global reports and articles on what people in more than 140 countries are thinking and feeling. Through its World Poll, Gallup systematically tracks and reports on well-being, leadership approval ratings, confidence in national institutions, employment rates and other important issues affecting people’s daily lives. The following list includes …

Subjects: Economy, Financial System

GAO – SEC: Actions Needed to Address Limited Progress in Resolving Long-Standing Personnel Management Challenges

Securities and Exchange Commission: Actions Needed to Address Limited Progress in Resolving Long-Standing Personnel Management Challenges, GAO-17-65: Published: Dec 29, 2016. Publicly Released: Dec 29, 2016. “Employee views on the Securities and Exchange Commission’s (SEC) organizational culture have generally improved since 2013. Employees GAO surveyed cited improved levels of morale and trust within the agency …

Subjects: Economy, Financial System, Government Documents, Knowledge Management

GAO – Dodd-Frank Regulations: Agencies’ Efforts to Analyze and Coordinate Their Recent Final Rules

Dodd-Frank Regulations: Agencies’ Efforts to Analyze and Coordinate Their Recent Final Rules, GAO-17-188: Published: Dec 29, 2016. Publicly Released: Dec 29, 2016. “Federal financial regulators reported conducting the required regulatory analyses for rules issued pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) as part of the rulemaking process. For example, …

Subjects: Congress, Economy, Financial System, Government Documents, Legal Research

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