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“Women’s participation in labor force activities has greatly expanded since the end of World War II. Immediately following the war, less than one-third of women were in the labor force. However, women soon began to participate in greater numbers, and their labor force participation rose rapidly from the 1960s through the 1980s before slowing in …
Center for American Progress, Joe Valenti | May 22, 2014: “In 2009, President Barack Obama signed into law the Credit Card Accountability, Responsibility, and Disclosure Act, or Credit CARD Act. This law ended credit card industry practices in which interest rates could change at any time and in which hidden provisions enabled companies to charge significant fees without justification. …
“Public elementary and secondary education revenue declined in fiscal year 2012 for the first time since 1977, when the U.S. Census Bureau began collecting public education finance data on an annual basis. According to new Census Bureau findings released today, public elementary and secondary school systems received $594.5 billion in total revenue in fiscal year …
Douglas J. Elliott, Fellow, The Brookings Institution: “The recent devastating global financial crisis has focused policymakers on sources of risk to the financial system that could have spillover effects on the economy as a whole. This search for “systemic risk” has ranged widely, going well beyond the banks that are at the heart of the …
News release: “Today at a hearing of the House Subcommittee on Financial Institutions and Consumer Credit of the House Committee on Financial Services, eleven bills will be discussed that will weaken the Consumer Financial Protection Bureau and make it harder to protect consumers in the financial marketplace. The Consumer Financial Protection Bureau has proven itself to …
“Information about unpaid medical bills is reported to the nationwide credit reporting agencies (NCRAs) from two sources. It can be reported directly by the medical service provider (e.g., a doctor) or by a third-party debt collection agency that has purchased the debt or been contracted to collect it. The vast majority of medical debt reported …
“This edition of the EBA Annual Report takes stock of the first three years of activity of the Authority which contributed to the repair of the EU banking system by promoting the cleaning of EU banks’ balance sheets and strengthening their capital position. The EBA also brought forward its work on the development of a …
Federal Reserve Bank of New York Staff Reports – Friederike Niepmann, Tim Schmidt-Eisenlohr. Staff Report No. 633. September 2013 , Revised April 2014 “Banks play a critical role in facilitating international trade by guaranteeing international payments and thereby reducing the risk of trade transactions. This paper employs banking data from the United States to document new empirical patterns regarding …
Keynote address by Mr Stefan Ingves, Chairman of the Basel Committee on Banking Supervision and Governor of Sveriges Riksbank, to the DNB seminar “Liquidity risk management – the LCR and beyond”, Amsterdam, the Netherlands, 15 May 2014. As prepared for delivery – “Good afternoon. It is my great pleasure to be with you in Amsterdam today at …
Laeven, Luc and Ratnovski, Lev and Tong, Hui, Bank Size and Systemic Risk (May 15, 2014). Available at SSRN: http://ssrn.com/abstract=2437729 “Large banks are riskier, and create more systemic risk, when they have lower capital and less-stable funding. Large banks create more systemic risk (but are not individually riskier) when they engage more in market-based activities or …
Institute for Policy Studies – “State universities have come under increasing criticism for excessive executive pay, soaring student debt, and low-wage faculty labor. In the public debate, these issues are often treated separately. Our study examines what happened to student debt and faculty labor at the 25 public universities with the highest executive pay (hereafter …
“IFC, a member of the World Bank Group, today launched the world’s most comprehensive database on consumer spending patterns in developing countries—a tool to help private sector companies identify business opportunities that can benefit low-income people in developing countries. The Global Consumption Database, launched in cooperation with the World Bank, is based on government surveys of more …
