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Responsible Lending – Barriers to Competition, European Parliament’s Committee on Economic and Monetary Affairs, July 2011 “This study analyses the main barriers to effective competition in the provision of mortgage credit. The study considers and discusses barriers affecting both the supply (distance, information sharing, cross-selling practices, linkages between mortgage lenders and other market players) and …
Burma – UN and U.S. Agencies Assisted Cyclone Victims in Difficult Environment, but Improved U.S. Monitoring Needed, GAO-11-700, July 26, 2011 Combating Nuclear Smuggling – DHS has Developed a Strategic Plan for its Global Nuclear Detection Architecture, but Gaps Remain, GAO-11-869T, July 26, 2011 Cybersecurity – Continued Attention Needed to Protect Our Nation’s Critical Infrastructure, …
The Impact of the Global Financial Crisis on Microfinance and Policy Implications. IMF Working Paper. Gabriel Di Bella, July 2011 “The global financial crisis affected microfinance institutions (MFIs) as lending growth was constrained by scarcer borrowing opportunities, while the economic slowdown negatively impacted asset quality and profitability. It also brought to the fore the relatively …
News release: “The Federal Trade Commission testified today on consumer protection issues relating to the rent-to-own industry. The testimony described the agencys role in enforcing laws relating to financial issues, provided background on the rent-to-own industry, and described key findings of a 2000 report published by the FTCs Bureau of Economics on the rent-to-own industry. …
Statistical commentary on preliminary locational and consolidated banking statistics at end-March 2011. Detailed tables at end-March 2011, preliminary data and CSV data files on locational and consolidated banking statistics. “Between end-December 2010 and end-March 2011, the cross-border claims of BIS reporting banks rebounded by 1.5% ($466 billion) after a drop of similar magnitude in the …
News release: “Paid leave benefits continued to be the most widely available benefit offered by employers, with paid vacations available to 91 percent of full-time workers in private industry in March 2011, the Bureau of Labor Statistics reported today. Access to these benefits, however, varied by employee and establishment characteristics. In private industry, paid vacation …
Democratic Accountability, Deficit Bias, and Independent Fiscal Agencies, Xavier Debrun, July 2011. IMF Working Paper. “Despite growing interest among policymakers, there is no theory of independent fiscal institutions. The emerging literature on “fiscal councils” typically makes informal parallels with the theory of central bank independence, but a very simple formal example shows that such a …
NARA Bulletin 2011-04, July 18, 2011. TO: Heads of Federal Agencies; SUBJECT: Guidance on Managing Mixed-Media Files; EXPIRATION DATE: July 31, 2014 “What is the purpose of this Bulletin? Agencies frequently manage files with records created or received in more than one type of medium. This Bulletin provides agencies with guidance about the records management …
The Post-Foreclosure Experience of U.S. Households, Raven Molloy and Hui Shan, Federal Reserve Board of Governors [last update July 14, 2011] “Despite the recent flood of foreclosures on residential mortgages, little is known about what happens to borrowers and their households after their mortgage has been foreclosed. We study the post-foreclosure experience of U.S. households …
Federal Data Center Consolidation Initiative (FDCCI) Data Center Closings 2010-2012
“The median wealth of white households is 20 times that of black households and 18 times that of Hispanic households, according to a Pew Research Center analysis of newly available government data from 2009. These lopsided wealth ratios are the largest since the government began publishing such data a quarter century ago and roughly twice …
Criminal Cartel Enforcement – Stakeholder Views on Impact of 2004 Antitrust Reform Are Mixed, but Support Whistleblower Protection GAO-11-619, July 25, 2011 DOD Faces Challenges In Its Cyber Activities, GAO-11-75, July 25, 2011 Millennium Challenge Corporation, Compacts in Cape Verde and Honduras Achieved Reduced Targets, GAO-11-728, July 25, 2011 Missing Children – DOJ Could Enhance …
