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Via MIT – “In many American communities, families working in low-wage jobs make insufficient income to live locally given the local cost of living. Recently, in a number of high-cost communities, community organizers and citizens have successfully argued that the prevailing wage offered by the public sector and key businesses should reflect a wage rate …
Selling plasma to survive: how over a million American families live on $2 per day by Dylan Matthews on September 2, 2015 – “In early 2011, 1.5 million American households, including 3 million children, were living on less than $2 in cash per person per day. Half of those households didn’t have access to in-kind …
Mian, Atif R. and Sufi, Amir and Verner, Emil, Household Debt and Business Cycles Worldwide (September 3, 2015). Available for download at SSRN: http://ssrn.com/abstract=2655804 “A rise in the household debt to GDP ratio predicts lower output growth and higher unemployment over the medium-run, contrary to standard macroeconomic models. GDP forecasts by the IMF and OECD …
Wired – “This is the most comprehensive map of race in America ever created [by Dustin Cable at University of Virginia’s Weldon Cooper Center for Public Service]. White people are shown with blue dots; African-Americans with green; Asians with red; and Latinos with orange, with all other race categories from the Census represented by brown. …
Gregory Acs and Paul Johnson, Urban Institute. August 18, 2015: “We examine the relationships between housing subsidies, the mortgage interest and real estate tax deductions, and income inequality and find that housing subsidies to low-income families reduce income inequality while the mortgage interest and real estate tax deductions increase it. On net, the distribution of …
Nelson A. Rockefeller Institute of Government – Federal Response to Hurricane Katrina Reconsidered 10 Years Later By Marc Landy: “From 2006 through 2008, the Rockefeller Institute partnered with the Public Affairs Research Council of Louisiana to conduct a regional analysis of the recovery from Hurricanes Katrina and Rita in Louisiana, Mississippi, and Alabama. The Institute …
The Effectiveness of the Community Reinvestment Act, Darryl E. Getter, Specialist in Financial Economics, January 7, 2015. “This report informs the congressional debate concerning the CRA’s effectiveness in incentivizing bank lending and investment activity to LMI borrowers. After a discussion of the CRA’s origins, it presents the CRA’s examination process and bank activities that are …
Terner Center for Innovative Housing, UC Berkeley: “For several quarters, the Census has reported an increase in household formation. This is the turnaround that the housing market has been waiting years for. During the recession, the number of households grew slowly, as young adults increasingly stayed in their parents’ homes and others doubled up, too, …
“As journalists, we work with mountains of data to help us spot trends, identify problems in our community and to hold public officials accountable. We present that data here at NYDatabases.com (formerly RocDocs), so that you can explore the issues yourself. Learn more about where you live, make informed decisions as a citizen, parent, or …
Federal Supply Schedules: More Attention Needed to Competition and Prices, GAO-15-590: Published: Jul 9, 2015. Publicly Released: Aug 10, 2015. Medicaid: Additional Reporting May Help CMS Oversee Prescription-Drug Fraud Controls, GAO-15-390: Published: Jul 8, 2015. Publicly Released: Aug 10, 2015. Federal Real Property: GSA Needs to Determine Its Progress toward Long-term Sustainability of Its Portfolio, …
Three things to do before closing: What we learned from studying eClosing: ” We’ve heard from many consumers about the overwhelming process of closing on a mortgage, which can be confusing and difficult. Closing is the part of the mortgage process where you accept the terms of your loan, the last step before you owe, …
Pew Report – “Five years into the economic recovery, things are looking up for young adults in the U.S. labor market. Unemployment is down, full-time work is up and wages have modestly rebounded. But, according to a new Pew Research Center analysis of U.S. Census Bureau data, these improvements in the labor market have not …
