Externalities and Taxation of Supplemental Insurance: A Study of Medicare and Medigap
Externalities and Taxation of Supplemental Insurance: A Study of Medicare and Medigap – Marika Cabral, Neale Mahoney. December 23, 2013. “Most health insurance policies use cost-sharing to reduce excess utilization. The purchase of supplemental insurance can blunt the impact of this cost-sharing, potentially increasing utilization and exerting a negative externality on the primary insurance provider. This paper estimates …