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EBRI: What Do We Really Know About Consumer-Driven Health Plans?

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Employee Benefit Research Institute – What Do We Really Know About Consumer-Driven Health Plans? August 2010, EBRI Issue Brief #345

  • ABOUT CDHPs: Employers began offering consumer-driven health plans (CDHPs) in 2001 when a handful started offering health reimbursement arrangements (HRAs). They then started offering health savings account (HSA)-eligible plans after the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 included a provision to allow individuals with certain high-deductible health plans to contribute to an HSA. This report summarizes what is known about CDHPs, which include both HRAs and HSAs.”
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