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Category Archives: Financial System

Retirement Policy Directions in 2017 and Beyond

Retirement Policy Directions in 2017 and Beyond, February 2017, Vol. 38, No. 4, Employee Benefit Research Institute, 2017. “With a new Congress and a new president in Washington, how are U.S. retirement policies likely to change? Possibly quite radically, and for two main reasons. First, because of the new majority’s plans to overhaul the entire… Continue Reading

Paper – Ranking New York’s Banks

Brescia, Raymond H. and Scunziano, Ralph, Ranking New York’s Banks: Comparing the Products and Services of the Nineteen Largest Banks Serving Consumers in the Empire State (March 20, 2017). Albany Law School Research Paper No. 12. Available at SSRN: https://ssrn.com/abstract=2937793 “New York State is one of the financial capitals of the world, and individual consumers… Continue Reading

Paper – Carbon Taxation by Regulation

Rossi, Jim, Carbon Taxation by Regulation (March 20, 2017). Minnesota Law Review, Vol. 102 (2018 Forthcoming). Available at SSRN: https://ssrn.com/abstract=2937783 “This Article argues that, even though a carbon tax remains politically elusive, “carbon taxation by regulation” has begun to flourish as a way of financing carbon reduction. For more than a century, energy rate setting… Continue Reading

Banking Standards Board Statement of Good Practice

“The Banking Standards Board has today (Tuesday 28 February 2017) published good practice guidance for banks and building societies putting in place procedures to assess the fitness and propriety of staff under the new Certification Regime. Download the Statement of Good Practice 1 on the Certification Regime: Fitness and Propriety Assessment Principles  and Supporting Guidance to Statement… Continue Reading

Banking agencies issue joint report to Congress under Economic Growth and Regulatory Paperwork Reduction Act of 1996

“Continuing their efforts to reduce regulatory burdens while ensuring the safety and soundness of the nation’s financial institutions, member agencies of the Federal Financial Institutions Examination Council (FFIEC) today issued a joint report to Congress detailing their review of rules affecting financial institutions. The review was conducted as part of the Economic Growth and Regulatory… Continue Reading

Collective Wisdom: An Exploration of Library, Archives and Museum Cultures

“Collective Wisdom: An Exploration of Library, Archives and Museum Cultures was written by the participants in the Library, Archives and Museum Conference Exchange project, in which 18 librarians, archivists and museum professionals explored cross-sector practices and culture, and potential for interdisciplinary collaboration and http://Collective Wisdom: An Exploration of Library, Archives and Museum Cultures was written… Continue Reading

The Happiest and Unhappiest Countries in the World

Gallup – “Last summer, Brexit shocked the world. Few global experts saw it coming. In their defense, most economic indicators didn’t point to a political upheaval. Gross domestic product in the U.K. was growing at about 2%, and unemployment had dropped to 4.9%. From a data perspective, things seemed OK. Another metric, however, showed something… Continue Reading

NYT – UK to Start Brexit on March 29 by Invoking Article 50

Stephen Castle, The New York Times: “The British government said on Monday that it intended to formally notify the European Union on March 29 of its intention to leave the bloc, putting the country on track to complete a withdrawal by early 2019. David Davis, the cabinet minister responsible for negotiating the exit, said that… Continue Reading

NY Fed – Consumers Seeking Credit Feel Increasingly Discouraged

“The SCE Credit Access Survey queries respondents every four months about their experiences and expectations of applying for and obtaining credit. February results show an increase in the unmet credit demand of U.S. consumers compared with October levels. The proportion of consumers feeling “discouraged” when seeking credit rose. Both application rates and rejection rates declined.… Continue Reading

Federal Reserve Board’s website has a new design

“The Federal Reserve Board’s website has a new design and additional features to improve the experience of visitors seeking information about the Federal Reserve and its actions. Visitors will now find the site easier to view on mobile devices, and restructured navigation menus make information easier to find. The News & Events section now includes… Continue Reading

Women’s and Men’s Earnings by Occupation From the 2015 American Community Survey

“In honor of Women’s History Month, the U.S. Census Bureau released today a graphic showing median earnings by detailed occupation from the 2015 American Community Survey. The occupation table shows the male-to-female earnings ratio for full-time, year-round workers in the past 12 months. Internet address: www.census.gov/people/io/.” Continue Reading

Economist Daily Chart visualizes Trump’s first budget

The Economist Daily Chart by the Data Team – Donald Trump’s ‘America First’ budget would make deep cuts to domestic programmes – Graphic detail “Stephen Bannon, President Donald Trump’s chief strategist, famously promised the “deconstruction of the administrative state”. On March 16th, the Trump administration took its first step toward achieving Mr Bannon’s vision by… Continue Reading