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Daily Archives: February 4, 2013

Federal Agencies Working to Make Homes Healthier / Improving housing quality can dramatically affect the health of residents

News release: “Several federal agencies today unveiled Advancing Healthy Housing – A Strategy for Action…The initiative represents a bold new vision for addressing the nation’s health and economic burdens caused by preventable hazards associated with the home. The Strategy for Action encourages federal agencies to take preemptive actions that will help reduce the number of American homes with health and safety hazards. People in the United States spend about 70% of their time in a home. Currently, millions of U.S. homes have moderate to severe physical housing problems, including dilapidated structure; roofing problems; heating, plumbing, and electrical deficiencies; water leaks and intrusion; pests; damaged paint; and high radon gas levels. These conditions are associated with a wide range of health issues, including unintentional injuries, respiratory illnesses like asthma and radon-induced lung cancer, lead poisoning, result in lost school days for children, as well as lost productivity in the labor force. The health and economic burdens from preventable hazards associated with the home are considerable, and cost billions of dollars.”

Did Securitization Lead to Riskier Corporate Lending?

Did Securitization Lead to Riskier Corporate Lending? by João Santos, Federal Reserve Bank of New York “There’s ample evidence that securitization led mortgage lenders to take more risk, thereby contributing to a large increase in mortgage delinquencies during the financial crisis. In this post, I discuss evidence from a recent research study I undertook with… Continue Reading

Harvard Business Review: Can business leaders work to address problems inherent in the system?

Top 1,000 Companies Wield Power Reserved for Nations: “Globalization has concentrated economic power within a group of large companies who are now able to change the world at a scale historically reserved for nations. Just 1,000 businesses are responsible for half of the total market value of the world’s more than 60,000 publicly traded companies.… Continue Reading

Paper – Is the SEC a Learning Regulator? Lessons from Proxy Access

Is the SEC a Learning Regulator? Lessons from Proxy Access, Aviv Pichhadze, Critical Research Laboratory in Law & Society, February 3, 2013. Regulation & Governance (Forthcoming) “Analysis of the US Securities and Exchange Commission’s (“SEC”) treatment of the concept of ownership in the federal proxy rules, between 1934 and 2010, suggests SEC systems and procedures… Continue Reading

The January 2013 Senior Loan Officer Opinion Survey on Bank Lending Practices

“The Federal Reserve System January 2013 Senior Loan Officer Opinion Survey on Bank Lending Practices addressed changes in the supply of, and demand for, bank loans to businesses and households over the past three months. This summary is based on responses from 68 domestic banks and 22 U.S. branches and agencies of foreign banks. In… Continue Reading

Annual Report to Congress Regarding the Financial Status of the FHA Mutual Mortgage Insurance Fund FY2012

Annual Report to Congress Regarding the Financial Status of the FHA Mutual Mortgage Insurance Fund Fiscal Year 2012, U.S. Department of Housing and Urban Development, November 16, 2012 “There are three fundamental factors driving the decline in the capital reserve ratio this year. First, while FHA continues to have the most profitable new books of… Continue Reading

CKAN: the Horizon for Data.gov 2.0

“Recently, we marked another milestone in Data.gov’s evolution. Members of the Open Knowledge Foundation met in Washington, D.C., with the Data.gov team and Federal Agencies to discuss the next iteration of Data.gov. Within months, Data.gov will see major enhancements around its data catalog, how the data is managed and the ease with which the data… Continue Reading

United States Courts – Access to Court Opinions Expands

“A pilot project giving the public free, text-searchable, online-access to court opinions now is available to all federal appellate, district and bankruptcy courts. The Judicial Conference, the policy-making body of the Federal court system, approved national implementation of the project with the Government Printing Office, Federal Digital System (FDsys), which provides free access to publications… Continue Reading

Ungoverned Spaces, Transnational Crime, and the Prohibition on Extraterritorial Enforcement Jurisdiction in International Law

Ungoverned Spaces, Transnational Crime, and the Prohibition on Extraterritorial Enforcement Jurisdiction in International Law, Dan E. Stigall, U.S. Department of Justice, Office of International Affairs, February 3, 2013. Notre Dame Journal of International & Comparative Law, 2013, Forthcoming “Driven by internationalization efforts such as those that accompanied the global efforts to combat the illicit drug… Continue Reading

Homeless Youth in the United States

United States Interagency Council on Homelessness: “The actual number of unaccompanied youth experiencing homelessness is difficult to pinpoint. Due to barriers that exist for young people in accessing adult-only shelters and their lack of connection to most social services, many if not most youth experiencing homelessness go uncounted. The most recent Annual Point in Time… Continue Reading