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The Intercept: “Researchers working with the Central Intelligence Agency have conducted a multi-year, sustained effort to break the security of Apple’s iPhones and iPads, according to top-secret documents obtained by The Intercept. The security researchers presented their latest tactics and achievements at a secret annual gathering, called the “Jamboree,” where attendees discussed strategies for exploiting …
“The Dodd-Frank Wall Street Reform and Consumer Protection Act requires that we study arbitration agreements and provide a report to Congress of our findings. Companies provide almost all consumer financial products and services under written contracts. Arbitration agreements, in those contracts, can require that parties resolve any subsequent disputes through privately-appointed individuals (arbitrators), rather than …
Market Liquidity and Heterogeneity in the Investor Decision Cycle. Richard Bookstaber, Michael D. Foley, Brian F. Tivnan. March 10, 2015. Office of Financial Research Working Paper 15-03. “During liquidity shocks such as occur when margin calls force the liquidation of leveraged positions, there is a widening disparity between the reaction speed of the liquidity demanders …
Almazan, Andres and Martín‐Oliver, Alfredo and Saurina Salas, Jesus, Securitization and Banks’ Capital Structure (March 9, 2015). Review of Corporate Finance Studies, Forthcoming. Available for download at SSRN: http://ssrn.com/abstract=2575508 “Asset securitization offers banks the possibility of altering their capital structures and the financial intermediation process. This study shows that the introduction of securitization is associated …
“Globalization, developments in technology, and new business models are transforming the way products and services are conceived, designed, made, and distributed in the U.S. and around the world. These forces present challenges – lower wages and fewer jobs for a growing fraction of middle-class workers – as well as opportunities for “makers” and aspiring entrepreneurs …
“The Center for Effective Government released its second annual access to information scorecard today, grading the 15 key agencies that receive the most public information requests. The findings: eight out of the 15 agencies improved their overall grades from last year, but none earned an overall A grade. While the number of agencies with overall …
CIO.gov: ‘The CIO Council Innovation Committee has released its first Open Data case study, The Data Disclosure Decision, showcasing the Department of Education (Education) Disclosure Review Board. The Department of Education is a national warehouse for open data across a decentralized educational system, managing and exchanging education related data from across the country. Education collects …
“If your company transfers consumer data from the European Union to the U.S., you’ll want to know about the U.S.-EU Safe Harbor Program, a voluntary international privacy framework that lets companies transfer data from the EU to the U.S. in a way that complies with EU law. To participate in the U.S.-EU Safe Harbor Program, …
The Guardian – “The Wikimedia Foundation, Amnesty International and a host of civil rights groups sued the National Security Agency and the US Department of Justice on Tuesday challenging the mass surveillance programme uncovered by whistleblower Edward Snowden. “We’re filing suit today on behalf of our readers and editors everywhere,” said Jimmy Wales, founder of …
Genetic Testing: Background and Policy Issues. Amanda K. Sarata, Specialist in Health Policy. March 2, 2015. “Congress has considered, at various points in time, numerous pieces of legislation that relate to genetic and genomic technology and testing. These include bills addressing genetic discrimination in health insurance and employment; precision medicine; the patenting of genetic material; …
For all my friends and family in the Boston area – this article clearly demonstrates to all of us, through amazing photos (tweets and Instagram), the breath and power of the winter your area has experienced. Washington Post writer Angela Fritz says with little exaggeration that for a time, “Cape Cod Bay was looking more …
