Category «Housing»

Update to U.S. precipitation frequency standards now accounts for climate trends

“A key scientific NOAA resource on extreme precipitation that is widely used by floodplain managers, city planners, civil engineers, developers and communities across the nation will soon include climate trend data. NOAA’s Precipitation Frequency Atlas of the United States (Atlas) provides the statistical likelihood of an extreme precipitation event at a particular location in any …

Subjects: Climate Change, E-Government, Economy, Environmental Law, Housing, Legislation

My journey into the surreal, infuriating future of homeowners insurance

Business Insider: “I take privacy and surveillance extremely seriously — so seriously that I started one of the leading think tanks on the topic, the Surveillance Technology Oversight Project. But while I study surveillance threats around the country for a living, I had no idea that my own insurance company was using my premium dollars …

Subjects: AI, Economy, Financial System, Housing, Privacy

Climate Deniers of the 118th Congress

“The Center for American Progress has periodically analyzed statements by sitting members of Congress to determine whether they deny the existence of human-caused climate change. This analysis of the 118th U.S. Congress found that 123 elected officials are climate deniers—23 percent of 535 total members. These 100 representatives and 23 senators wield significant influence on …

Subjects: Climate Change, Congress, Economy, Education, Energy, Environmental Law, Financial System, Government Documents, Health Care, Housing, Legal Research, Legislation

AI in Finance and Banking, July 31, 2024

Via LLRX – AI in Finance and Banking, July 31, 2024 – This semi-monthly column by Sabrina I. Pacifici highlights news, government documents, NGO/IGO papers, industry white papers, academic papers and speeches on the subject of AI’s fast paced impact on the banking and finance sectors. The chronological links provided are to the primary sources, and …

Subjects: AI, Congress, Cybercrime, Cybersecurity, Economy, Financial System, Government Documents, Housing, Legal Research

Here’s how extreme climate is driving inflation

“TAMPA, Fla. (WFLA) — In today’s Climate Classroom, we will be speaking to William S. Becker, a writer for The Hill, a Nexstar-owned property on climate inflation, better known by its new name “climateflation.” No doubt it’s a new term to most, but it’s very real and it’s already hitting us in the wallet— think …

Subjects: Climate Change, Economy, Environmental Law, Food and Nutrition, Housing

How a little-known tool is sweeping the real estate industry by giving instant access to vast amounts of homebuyer data

The Record: “…Forewarn is primarily marketed to and used by the real estate industry, and it has been penetrating that market at a rapid clip. Although some real estate agents say the financial information it returns saves time when finding clients most likely to have the budget for the houses they’re looking at, most agents …

Subjects: E-Records, Economy, Financial System, Housing, Knowledge Management, Legal Research, Marketing, Privacy

Climate Zones

The Pudding – Visualization: How will your city feel in the future – “This project looks at 70 global cities, and tracks their classification from present day to 2070. And with climate change, your city isn’t just getting hotter: it will resemble the distinctive climate of completely different places…A 2018 study, led by climatologist Hylke …

Subjects: Climate Change, Energy, Environmental Law, Health Care, Housing

Home Insurance Rates in America Are Wildly Distorted. Here’s Why.

The New York Times [unpaywalled]: “Enid, Okla., surrounded by farms about 90 minutes north of Oklahoma City, has an unwelcome distinction: Home insurance is more expensive, relative to home values, than almost anywhere else in the country. Enid is hardly the American community that is most vulnerable to damaging weather. Yet as a share of …

Subjects: Climate Change, Economy, Environmental Law, Financial System, Housing

These cities have the highest share of unaffordable neighborhoods in 2024

creditnews: “Homeownership is one of the key pillars of the American dream. But for many families, the idyllic fantasy of a picket fence and backyard barbecues remains just that—a fantasy. Thanks to elevated mortgage rates, sky-high house prices, and scarce inventory, millions of American families have been locked out of the opportunity to buy a …

Subjects: Economy, Financial System, Housing

Artificial Intelligence Is Making The Housing Crisis Worse

The Lever: “…Landlords are increasingly turning to private equity-backed artificial intelligence (AI) screening programs to help them select tenants, and resulting cases like Robinson’s are just the tip of the iceberg. The prevalence of incorrect, outdated, or misleading information in such reports is increasing costs and barriers to housing, according to a recent report from …

Subjects: AI, Economy, Financial System, Housing, Legal Research