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How concentrated wealth disrupts housing markets and worsens the housing affordability crisis. By Chuck Collins, Omar Ocampo, Amee Chew – Across the United States, communities are facing an acute housing affordability crisis. Rents and homelessness are rising while home ownership feels increasingly out of reach for millions. What’s driving that crisis? In a word, inequality. …
Data is Plural: “Leveraging high performance computing, remote sensing, geographic data science, machine learning, and computer vision,” Hsiuhan Lexie Yang et al., researchers at Oak Ridge National Laboratory, have “partnered with Federal Emergency Management Agency (FEMA) to build a baseline structure inventory covering the US and its territories to support disaster preparedness, response, and recovery.” …
Washington Post – [unpaywalled] This article includes searchable databases as follows: Find your county’s climate risk. AlphaGeo, a climate modeling group, analyzed the risks in every county. Type in your county below to see which exist in your area. Figure out your state’s disclosure laws. More than one third of states don’t require sellers to …
The Civil Rights Implications of the Federal Use of Facial Recognition Technology. September 19, 2024. Meaningful federal guidelines and oversight for responsible FRT use have lagged behind the application of this technology in real-world scenarios. With the advent of biometric technology and its widespread use by both private and government entities, the Commission studied how …
Beat Pollution – Plastic is embedded into every aspect of modern life, from what we wear, how we travel and what we eat. But where exactly is all this plastic coming from? Since the 1950s, 9.2 billion tonnes of plastic have been produced, of which 7 billion tonnes have become waste, filling up landfills and …
View past, present, and future sea level rise and related flood impacts for the coastlines of the United States. Select a state and location or search by region. The Federal Government delivers essential science and services to help our nation understand and address the challenges that sea level rise poses for coastal communities. Through interagency …
“Zillow® is introducing climate risk data, provided by First Street, the standard for climate risk financial modeling, on for-sale property listings across the U.S. Home shoppers will gain insights into five key risks—flood, wildfire, wind, heat and air quality—directly from listing pages, complete with risk scores, interactive maps and insurance requirements. With more than 80% …
Liberty Street Economics. September 25, 2024. Flood Risk Outside Flood Zones — A Look at Mortgage Lending in Risky Areas Kristian Blickle, Evan Perry, and João A.C. Santos. In support of the National Flood Insurance Program (NFIP), the Federal Emergency Management Agency (FEMA) creates flood maps that indicate areas with high flood risk, where mortgage …
“Zillow® is introducing climate risk data, provided by First Street, the standard for climate risk financial modeling, on for-sale property listings across the U.S. Home shoppers will gain insights into five key risks—flood, wildfire, wind, heat and air quality—directly from listing pages, complete with risk scores, interactive maps and insurance requirements. With more than 80% …
PRNewswire via Zillow Newroom: “The monthly cost of home ownership may be more attainable than people think. But, it depends on where they live. According to a new Zillow Home Loans analysis, a monthly mortgage payment is actually less expensive than rent in 22 of the 50 largest U.S. metros. Recent dips in mortgage rates, …
NRDC: “For communities across the country, flooding is an all-too-frequent experience—and, often, one with devastating consequences. Over 250,000 properties in the United States have had multiple claims under the National Flood Insurance Program (NFIP). These “repetitive loss properties” are found in every U.S. state as well as Puerto Rico, the U.S. Virgin Islands, Guam, and …
“The Federal Housing Finance Agency (FHFA) released an online risk analysis tool [and a FAQ] that provides geographic estimates for physical risks from various types of natural disasters as well as nationwide data on housing and the mortgage market. The tool — known as the Mortgage Loan and Natural Disaster Dashboard — is intended to give …
