Accurate, Focused Research on Law, Technology and Knowledge Discovery With Daily Postings Since 2002
Relationship and Transaction Lending in a Crisis by Patrick Bolton, Xavier Freixas, Leonardo Gambacorta and Paolo Emilio Mistrulli, Working Papers No 417 -July 2013 “We study how relationship lending and transaction lending vary over the business cycle. We develop a model in which relationship banks gather information on their borrowers, which allows them to provide …
Rohit Chopra is the CFPB’s Student Loan Ombudsman. This post is excerpted from prepared remarks before a conference hosted by the Center for American Progress on July 17, 2013, in Washington, DC. “While there has been considerable attention by policymakers on federal student loan interest rates taken out for the 2013-2014 academic year, outstanding student …
“The World Wide Web Consortium has rejected a Do Not Track standard proposed by the online advertising industry. The industry proposal would have allowed advertising companies to continue to collect data about the browsing activities of consumers, but would have limited the way companies could characterize users based on that data. The group stated that …
Summary of Commentary on Current Economic Conditions by Federal Reserve District, July 17, 2013 “Reports from the twelve Federal Reserve Districts indicate that overall economic activity continued to increase at a modest to moderate pace since the previous survey. Manufacturing expanded in most Districts since the previous report, with many Districts reporting increases in new …
Department of Homeland Security – Oversight and Coordination of Research and Development Efforts Could Be Strengthened, GAO-13-766T, Jul 17, 2013 DOD’s POW/MIA Mission – Top-Level Leadership Attention Needed to Resolve Longstanding Challenges in Accounting for Missing Persons from Past Conflicts, GAO-13-619, Jul 17, 2013 Federal Printing – Fewer Plants Are in Operation Than in 1990, …
“OCLC Research Scientist Brian Lavoie and Richard Gartner from King’s College London co-authored this second edition of Preservation Metadata, which focuses on new developments in preservation metadata made possible by the emergence of PREMIS as a de facto international standard. The complete report is available from the Digital Preservation Coalition website – it will be of interest …
Cyber-crime, securities markets and systemic risk. Joint Staff Working Paper of the IOSCO Research Department and World Federation of Exchanges. Author: Rohini Tendulkar (IOSCO Research Department). Survey: Grégoire Naacke (World Federation of Exchanges Office) and Rohini Tendulkar. “This report and survey is intended as part of a series exploring perspectives and experiences with cyber-crime across …
Margo Thorning, Ph.D. Senior Vice President and Chief Economist, American Council for Capital Formation: “Another macroeconomic analysis by ICF International finds that expanded LNG exports would spur significant gains in nationwide employment, GDP and federal tax receipts. The net effects on U.S. employment are anticipated to be positive with net job growth of between 73,100 …
By Catherine Crump, Staff Attorney, ACLU Speech, Privacy and Technology Project: “Automatic license plate readers are the most widespread location tracking technology you’ve probably never heard of. Mounted on patrol cars or stationary objects like bridges, they snap photos of every passing car, recording their plate numbers, times, and locations. At first the captured plate …
Game changers: Five opportunities for US growth and renewal: “The US economy is struggling to find a new formula for vigorous growth. But all growth opportunities are not created equal. A new report from the McKinsey Global Institute pinpoints five catalysts—in energy, trade, technology, infrastructure, and talent development—that can quickly create jobs and deliver a …
Posted by Brad Smith General Counsel & Executive Vice President, Legal & Corporate Affairs, Microsoft “[July 16, 2013] we have asked the Attorney General of the United States to personally take action to permit Microsoft and other companies to share publicly more complete information about how we handle national security requests for customer information. We …
