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Discount Window Stigma during the 2007-2008 Financial Crisis. by Olivier Armantier. Eric Ghysels, Asani Sarkar, and Jeffrey Shrader. January 2011 Number 483. Revised September 2013 “We provide empirical evidence for the existence, magnitude, and economic cost of stigma associated with banks borrowing from the Federal Reserve’s Discount Window (DW) during the 2007-08 financial crisis. We find that banks were willing to pay a premium …
Jason Bram and Richard Deitz: “Today, the Federal Reserve Bank of New York begins releasing its monthly survey of regional business activity, called the Business Leaders Survey. This survey is a close cousin of our Empire State Manufacturing Survey, with some differences. The Business Leaders Survey covers the service sector rather than the manufacturing sector, and its respondents come from New York, …
CFA Calls on Fifth Third Bank to Discontinue Deposit Advance Product: “In a positive step forward for consumers, three of the largest providers of bank payday loans announced that they would no longer offer high-cost loans to their checking account customers. Recent findings from a report issued by the Consumer Financial Protection Bureau found that bank payday loans, commonly …
E-Reading Rises as Device Ownership Jumps – Jan 16, 2014 – by Kathryn Zickuhr, Lee Rainie. “The proportion of Americans who read e-books is growing, but few have completely replaced print books for electronic versions. The percentage of adults who read an e-book in the past year has risen to 28%, up from 23% at the end …
News release: “Far more needs to be done to restore the faith of the American people and repair the damage done globally to the U.S. reputation as a defender of human rights on the Internet. We certainly welcome judicial review of metadata queries, the support for more transparency about surveillance, a voice for civil liberties …
DNA may be our only salvation from the relentless decay of data – BY ROGER HIGHFIELD, LONDON DAILY TELEGRAPH JANUARY 8, 2014 “Are we sliding into a dark age of information? True, there are some three thousand billion billion bytes of recorded digital information on the planet, and the figure is rapidly rising. However, most of this will be …
Pew Environmental Initiatives: “The Pacific coast of North America supports one of the most vibrant and diverse marine ecosystems on Earth, largely because of the presence of thick schools of small prey fish such as Pacific sardines. Unfortunately, this crucial forage fish appears to be in the midst of a severe population decline. Its absence will be felt …
Pew new release: “Deployment of clean energy technologies is accelerating across military installations operated by the U.S. Department of Defense, according to The Pew Charitable Trusts. Pew’s new report, “Power Surge,” examines how the military is using private-sector capabilities and harnessing innovative financing to obtain advanced energy systems. These projects are helping the Pentagon enhance …
