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Payday Lending Regulation – Alex Kaufman, September 2013 “To date the debate over payday lending has focused on whether access to such lending is on net beneficial or harmful to consumer welfare. However, payday loans are not one product but many, and different forms of lending may have different welfare implications. The current diversity in …
NSA Files Decoded – Edward Snowden’s surveillance revelations explained – By EWEN MACASKILL and GABRIEL DANCE – Produced by FEILDING CAGE and GREG CHEN “When Edward Snowden met journalists in his cramped room in Hong Kong’s Mira hotel in June, his mission was ambitious. Amid the clutter of laundry, meal trays and his four laptops, …
“The Federal Reserve Board on Friday issued the supervisory scenarios that will be used in the 2014 capital planning and stress testing program, as well as instructions to firms with timelines for submissions. The program includes the Comprehensive Capital Analysis and Review (CCAR) of 30 bank holding companies with $50 billion or more of total …
“The Kaiser Family Foundation has updated two resources on health coverage and the uninsured and created a new interactive feature that highlights several segments of the uninsured population and how they are likely to be affected by the Affordable Care Act (ACA). The Uninsured: A Primer – Key Facts about Health Insurance on the Eve …
“The annual EBRI/ICI 401(k) database update report is based on large cross-sections of 401(k) plan participants. Whereas the cross-sections cover participants with a wide range of participation experience in 401(k) plans, meaningful analysis of the potential for 401(k) participants to accumulate retirement assets must examine how a consistent group of participants’ accounts change over time. …
